Debt collection letter - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Debt collection letter

stufai Avatar
8y, 1w agoPosted 8 years, 1 week ago
I received a letter this morning from Pastdue Credit Solutions asking me to contact them urgently regarding an outstanding debt. However it is addressed to "New Customer, House details...." Do I need to bother with this and has anyone had any experience with them before? I just don't really want to talk to them about what I assume is someone else's debt!
stufai Avatar
8y, 1w agoPosted 8 years, 1 week ago
Options

All Comments

(17) Jump to unreadPost a comment
Comments/page:
#1
hmm 3 options imo

a) contact them asking what the debt is for
b) ignore it and if you know you dont have debt outstanding
c) ignore it full stop - if they ring you say you havent received it
#2
Throw it in the bin.
#3
thesaint;3557752
Throw it in the bin.

This don't happen often, but I agree with the saint
#4
you could always e-mail them

http://www.pastduecredit.co.uk/contact.htm
#5
get your Experian credit report asap
#6
in no case give them any of your personal details either
#7
choc1969
get your Experian credit report asap


i thought that was usless!! :?

just throw it in the bin!!
#8
I owed ebay £6 for fees, they sent the debt collectors after me for that, they'd ring me up and get stroppy cos I wouldn't give them my dob or address over the phone, they could of been anyone I told them to write to me and give me a number I could contact them on.
#9
not sure on this but how can they take things further ie to court if they dont know your name?


main thing do you owe anyone any money? if truthfully no throw it in the bin
banned#10
I read something, can't think where though, that in some cases debt collection agencies buy debts for pennies that are approaching the 6 year rule. Making contact with them again gives the company the option to open up again as a live case.

If it's yours and a very old debt, bin it now.
#11
Paddy_o_furniture
This don't happen often, but I agree with the saint


You should do, you'd up your percentage of being correct. :)
#12
thesaint;3557974
You should do, you'd up your percentage of being correct. :)

I'm never right, I'm married
#13
google the company, no doubt they are one of the debt companies that buy debts that are out of date, and put the willys up people and then you start repaying a debt when you don`t have to
#14
You could contact them and explain that the debt is not your's.
If they persist, tell them you will report them for demanding money with menaces.
Keep a record of all communications.
If the debt IS your's offer them a small amount to clear it up.
I know of someone who offered £1,000 to clear a £5,000 + debt and it was accepted.
#15
report it to watchdog - you might hellp stop them conning someone else
http://www.bbc.co.uk/watchdog/gotastory/
#16
fskinner
google the company, no doubt they are one of the debt companies that buy debts that are out of date, and put the willys up people and then you start repaying a debt when you don`t have to


I think that's illegal. :thinking:
banned#17
Have a look here at how some debt collection agencies do their work. Take the advice offered.

http://forums.moneysavingexpert.com/showthread.html?t=114858

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!