...OK, since starting the 'When did you buy your house' thread (which was very interesting by the way!), something has occurred to me.
I always thought that deeds were handed over on mortgage completion? Well we got ours when we moved in because our solicitor said the HSBC handed got the storage room.
Is this now the norm?
Or can we stop paying the mortgage, lock ourselves in and show the debt collectors or deeds through the letterbox?