Direct Debits, word of warning. - HotUKDeals
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Direct Debits, word of warning.

kingy58 Avatar
6y, 9m agoPosted 6 years, 9 months ago
I just called my bank to clear something up and to cancel a direct debit and thought I'd check what DD's were still active on my account. There were loads, some going back over a year, for companies I no longer had dealings with. Worth checking periodically and cancelling those that are no longer relevant to save any possible problems later.
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kingy58 Avatar
6y, 9m agoPosted 6 years, 9 months ago
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#1
I had this issue with a phone insurance company, found they had been taking money 8 months after the contract had finished, serves me right I suppose for not paying attention to the bank statements.

All online now and the GF dont miss a trick
banned#2
Which bit is the word of warning bit?
banned#3
I check my account on-line every day.

Good to check for fraud also.
#4
Don't eat yellow snow.
banned#5
tinkerbell28
I always do this, it's a good heads up though as when I first looked at hubbies account it was a mess, I deal with it now :-D


Men can be a bit useless with finances.
#6
DLM;7878939
Men can be a bit useless with finances.


I check mine online every morning.
banned#7
dontdothatagain
I check mine online every morning.


Most men I have met though don't until I nag them :p
#8
DLM
Men can be a bit useless with finances.


Absolute chauvinistic nonsense.

When I was given £100 to do the shopping. I got everything we needed a weeks shopping £65. £15 on gas card, £15 on electric key and £15 on water.
#9
i could tell you exactly how much is in my bank account at any giving time, so would notice even a pund going missing
banned#10
dontasciime
Absolute chauvinistic nonsense.

When I was given £100 to do the shopping. I got everything we needed a weeks shopping £65. £15 on gas card, £15 on electric key and £15 on water.


Not all men.

SOME
banned#11
h04x
i could tell you exactly how much is in my bank account at any giving time, so would notice even a pund going missing


Wow, you are on the ball :thumbsup:
#12
DLM
Not all men.

SOME


lol read again
banned#13
dontasciime
lol read again


Ok your not on the defence.

Most people are on here :roll:

Wingates is that near westhoughton?
#14
lol@ having DD's a year old.

With online banking it's a doddle to check every week at least.
#15
DLM
Ok your not on the defence.

Most people are on here :roll:

Wingates is that near westhoughton?


Couldn't tell you. Not from around here
banned#16
DLM;7878939
Men can be a bit useless with finances.

LOL - thats rich coming from someone who didnt know what fresh chicken was :p
banned#17
csiman
LOL - thats rich coming from someone who didnt know what fresh chicken was :p


ha ha! :p
banned#18
dontasciime
Couldn't tell you. Not from around here


Is that where you work?
#19
OP - It doesn't matter if you have old DD's on your account, the companies they are set up to under Direct Debit Scheme rules should not claim any money without first giving you at least 10 working days notice (or less if previously agreed with them - but you would /should know about this). DD's have a domancy period of 13 months from the date of the last collection, so you shouldn't have any active DD's that are over 13 months old.

A note to everyone else and the OP, if you d have money taken out of your account by DD which should not have been taken i.e. you were not given the appropriate notice period, the amount differs from what you have agreed for them to take, or the date of collection differs (i.e. they took the money early) you are entitled to a full an immediate refund from your bank or building society - its in the DD guarantee which banks & building societies have to subscribe to in order for them to be able to let you have DDs set up on your account.

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