We have always had our home buildings/contents insurance and car insurance with Direct Line and i have just done a quote online for the buildings/contents as we originally took our insurance out online two years ago. This quote was £150 a year cheaper so i called them up and they said with having the car insurance with themselves there is no cancellation fee and that i could accept the one online and end the previous policy. Of course i have done this straight away. I have also got my quote for the car insurance too and that is also £150 cheaper. A quick £300 instead of accepting the automatic renewal with them.