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DirectLine Insurance?...

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Hi all, I was wondering... If I'm a additional driver on a policy that has not got "no claims discount" protected, and I need to make claim, will the policy holder (that has 5 years ncd) loose their… Read More
CheeseCake90 Avatar
suspended6y, 7m agoPosted 6 years, 7 months ago
Hi all,
I was wondering... If I'm a additional driver on a policy that has not got "no claims discount" protected, and I need to make claim, will the policy holder (that has 5 years ncd) loose their no claims? Surely not as I'm making the claim, and the ncd doesn't belong to me, it belongs to the policy holder? Hmm..

Thanks.
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CheeseCake90 Avatar
suspended6y, 7m agoPosted 6 years, 7 months ago
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#1
Yes they will.
As you're not the policyholder they'll need to make the claim.

They won't loose it all though. 2 years iirc
#2
Ah, re-read. if it's protected they won't loose any, But will still need to declare the claim in future.
suspended#3
No it hasn't got no claims protected =P so if I need to make a claim, the policy holder will loose 2years on their ncd... What's iirc?
#4
If I remember correctly. They can only take 2 years NCD off the policyholder per claim.

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