DirectLine Insurance?... - HotUKDeals
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DirectLine Insurance?...

CheeseCake90 Avatar
suspended6y, 3m agoPosted 6 years, 3 months ago
Hi all,
I was wondering... If I'm a additional driver on a policy that has not got "no claims discount" protected, and I need to make claim, will the policy holder (that has 5 years ncd) loose their no claims? Surely not as I'm making the claim, and the ncd doesn't belong to me, it belongs to the policy holder? Hmm..

CheeseCake90 Avatar
suspended6y, 3m agoPosted 6 years, 3 months ago

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Yes they will.
As you're not the policyholder they'll need to make the claim.

They won't loose it all though. 2 years iirc
Ah, re-read. if it's protected they won't loose any, But will still need to declare the claim in future.
No it hasn't got no claims protected =P so if I need to make a claim, the policy holder will loose 2years on their ncd... What's iirc?
If I remember correctly. They can only take 2 years NCD off the policyholder per claim.

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