For example, I shop at sainsburys, they have my card details stored but they only charge me once my "personal shopper" (la de da!) has done my shop, so does that mean that somebody manually enters my card details like they would do if you were paying over the phone?
The reason I ask is that I had a small amount of money (£30) pinched from my account via my debit card which never leaves the house as I only shop online with it and I was wondering if it could have been done by somebody dodgy at one of the places I've ordered from nicking my details. I would rather this than someone creepily spying on me via my computer - that really freaks me out.
I run Eset Nod 32 antivirus/spyware but who knows how good that or any other software really is?
I filled out a fraud claim form at Halifax today and the guy said because it was a small amount of money they probably wouldn't do a major investigation so I will probably never find out how it was done