Does one lose all their No Claim Bonus if they are at fault? - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Does one lose all their No Claim Bonus if they are at fault?

ele-font Avatar
5y, 6m agoPosted 5 years, 6 months ago
If one is at fault in an accident, do they lose all their No claim years?

I heard its only 1 Year?

Thanks.
ele-font Avatar
5y, 6m agoPosted 5 years, 6 months ago
Options

All Comments

(13) Jump to unreadPost a comment
Comments/page:
#1
It depends on your insurance policy. Some you loose a year, some you go back to zero.
#2
Was it protected at all? as above all depends on your company and their terms and conditions
#3
Depends if your NCB is protected or not, check your policy, and check the wording carefully...
6 Likes #4
"Does one lose all their No Claim Bonus if they are at fault?"

Must be insured with Privilege. X)
banned#5
Insurance companies have made a right mess of their whole system.
#6
if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!
#7
mus_ne
if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!


Thats not right, you lose nothing if it's protected but a variable amount (dependant on insurer) if not protected. You do not lose all your NCB for one claim.
#8
greg_68
mus_ne
if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!


Thats not right, you lose nothing if it's protected but a variable amount (dependant on insurer) if not protected. You do not lose all your NCB for one claim.


Oh ok dude, sorry - I'm not 100% on it anyway!
banned#9
mus_ne
if it's protected, you lose 1 or 2 years. If it's not, it goes back to zero!

wrong!

its normally back 2 years if unprotected.
#10
Perhaps one should contact ones insurance company to see about ones policy and what a claim would mean to ones NCB
#11
boothy
Perhaps one should contact ones insurance company to see about ones policy and what a claim would mean to ones NCB



Now why would one do that when one can get all the answers on here ?!...........i ask onesself ...:p
#12
it depends on the claim size
banned#13
hughwp
it depends on the claim size

utter ****

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!