Ebay Advice Needed Regarding Bank Transfer - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Ebay Advice Needed Regarding Bank Transfer

pinkkitty2007 Avatar
6y, 8m agoPosted 6 years, 8 months ago
I just sold my Sky Hd box on Ebay - had to relist due to non paying bidder. The bidder who only has 2 feedback just emailed and said they need it sent out asap and can they have my bank details for a bank transfer. Is this safe? I have never sold anything that hasnt gone through paypal but seeing as this wont then there is no way they can start up a dispute against me is there? I will send it tracked obviously, i just dont want to end up getting conned. Any advice welcome
Other Links From eBay:
pinkkitty2007 Avatar
6y, 8m agoPosted 6 years, 8 months ago
Options

All Comments

(36) Jump to unreadPost a comment
Comments/page:
#1
Yes it's safe, all you are giving is your bank account, not much they can do with it (unless they are a mega-hacker and will then take all your money!)
#2
make them pay by paypal - at least you know you are covered - look what happens on here sometimes on fs with people not following guidelines

cover yourself - you know it will sell
#3
I'd rather have BT than Paypal,no fees.

The details you give out are the same ones printed on a cheque book.
#4
all he needs is account number and sort code, and he can only pay money into your account with that information.
#5
athunder
all he needs is account number and sort code, and he can only pay money into your account with that information.


Jeremy Clarkson thought that, so gave out his account number and sort code in his Times newspaper column.

Next thing he knew someone had set up a £500 direct debit on his account.

http://news.bbc.co.uk/1/hi/7174760.stm
#6
guilbert53
Jeremy Clarkson thought that, so gave out his account number and sort code in his Times newspaper column.

Next thing he knew someone had set up a £500 direct debit on his account.

http://news.bbc.co.uk/1/hi/7174760.stm


[email protected]

In Ebay Germany for example they use BT all the time,it's more common than Paypal.

If you're worried ask for a cheque or Postal Order if they don't have Paypal:thumbsup:
#7
Ok, so someone can set up a direct debit with your account details, but thats about it. The DD Guarantee protects you by giving a full and immediate refund if any money is taken (your bank give this refund) and then they investigate. BT cannot be recalled either, if it goes through faster payments, once the money is sent its as good as handing you cash.

I would go with the BT, less fees and no risk of paypal claiming the money back like they do all the time, taking the side of the ebay scammers.
#8
I'd stick with PayPal as the fees will be minuscule. Rather have the protection, especially if the buyer only has 2 feedback!
#9
deb8z
[email protected]
In Ebay Germany for example they use BT all the time,it's more common than Paypal.
If you're worried ask for a cheque or Postal Order if they don't have Paypal:thumbsup:


It is hardly scaremongering, the poster said

> he can only pay money into your account with that information

All I did was comment that that is not true.

(I realise it was the banks fault, and may not work every time, but the point is, someone did it).

Also, many people dont check their bank accounts very well, and it would be easy for some people to not notice say a £10 or £20 monthly direct debit that could be going out for years.
#10
ianmackers
I'd stick with PayPal as the fees will be minuscule. Rather have the protection, especially if the buyer only has 2 feedback!


Protection from what?
banned#11
holly100
make them pay by paypal - at least you know you are covered - look what happens on here sometimes on fs with people not following guidelines

cover yourself - you know it will sell


ianmackers
I'd stick with PayPal as the fees will be minuscule. Rather have the protection, especially if the buyer only has 2 feedback!


covered from what and protected from what?
Bit confused as to what you think the buyer is likely to do if they have paid by bank transfer?
#12
Although if you didn't have BT on the auction you don't have to sell it to them.

You could send a second chance offer to an underbidder if you have one.
#13
If the buyer starts claiming the item wasn't as advertised etc etc after receiving it, would you have more cover/support if you'd used PayPal? If not and it doesn't matter then I'd go with the BT.
banned#14
tinkerbell28
BT is the BEST method for a seller the end.


well that and western union/moneygram

03bintls
If the buyer starts claiming the item wasn't as advertised etc etc after receiving it, would you have more cover/support if you'd used PayPal? If not and it doesn't matter then I'd go with the BT.


no you would have more protection using bt as far as i'm aware, although some posters above seem to think different, hopefully they will come back and explain why as I always though bt much safer than paypal for a seller
banned#15
tinkerbell28;8306300
BT is the BEST method for a seller the end.

but the buyer can issue a chargeback for BT so paypal is safer imo
banned#16
csiman
but the buyer can issue a chargeback for BT so paypal is safer imo


thats nigh on impossible though, without alleging fraud.
#17
csiman
but the buyer can issue a chargeback for BT so paypal is safer imo


Rubbish.

Chargeback cannot be issued on a bank transfer.
#18
yeah i agree they cannot do chargeback using BT and it is better protected.

The only worry i have is that buyers have the sellers bank details and home address, isn't there potential for fraud there?
#19
csiman
but the buyer can issue a chargeback for BT so paypal is safer imo


With a BT there are less things likely to go wrong like there are with Paypal,especially on a transaction nearly a 100 quid like this one is.
#20
Ive emailed the buyer but not received a reply. Thanks for all the advice everyone
#21
khy86
The only worry i have is that buyers have the sellers bank details and home address, isn't there potential for fraud there?


But you don't have to give your home address or even bank name for BT.
#22
sorry for bumping old topic, but someone wants to buy a jacket of mine and he doesn't have paypal, - he offers bank transfer, but I think ebay doesn't allow bank to bank transfer in that category (only motor categories, and other stuff) so I'm not sure how ^^ posts suggest that as an option? Thanks!
banned#23
ken02
sorry for bumping old topic, but someone wants to buy a jacket of mine and he doesn't have paypal, - he offers bank transfer, but I think ebay doesn't allow bank to bank transfer in that category (only motor categories, and other stuff) so I'm not sure how ^^ posts suggest that as an option? Thanks!

who cares what ebay 'allows'?

BT is fine.
#24
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there
#25
sedd33
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there

These days hardly anyone wants to pay via BT,i think you're very unlucky to have had one payment recalled,let alone numerous.
#26
ken02
sorry for bumping old topic, but someone wants to buy a jacket of mine and he doesn't have paypal, - he offers bank transfer, but I think ebay doesn't allow bank to bank transfer in that category (only motor categories, and other stuff) so I'm not sure how ^^ posts suggest that as an option? Thanks!

Do they have any feedback,i wouldn't worry at all if they do ?
banned#27
deb8z
sedd33
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there


These days hardly anyone wants to pay via BT,i think you're very unlucky to have had one payment recalled,let alone numerous.


or just talking **** as usual.
Bank transfers don't bounce, and the only way they can be recalled is if the sender claims the account was accessed fraudulently.
#28
Generally, bank transfer is safer than paypal for the seller, unless the sender is using an account fraudulently - unlikely, they'd usually use a cheque in that case. However, if he wants it quick, BT isn't his best option - unless you bank with the same bank, it'll take 3-5 days before you see it.

As long as the money wasn't sent fraudulently, there's no way the buyer can later claw the money back, and the information is exactly the same as you give out at the bottom of every cheque you write.
banned#29
sedd33
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there

hukd really should start infracting these idiots who live in the land of make believe and offer out the worst advice possible!
banned#30
csiman
sedd33
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there

hukd really should start infracting these idiots who live in the land of make believe and offer out the worst advice possible!


+1
Love the way he/she says no protection, just like sending cash through the post. You get cash through the post, how can you not be protected after you send the goods? Does it explode if the buyer doesn't get the goods or something
#31
pmsl at these posters, just aint clued up.

same old posters who get sucked in by those "let us deposit £1m uinto your account, all you need is to pay admin fee of £5k from the deposit" they then come cryin here for advice.

you need your head examining if you seriously believe bank transfers are a garunteed way of payment- ask your bank YOU ARE NOT COVERED IF THE TRANSFER IS A FRAUD!

Colinsunderland/simon the no.1 numskulls on hukd, keyboard warriors who lack social skills. clueless

sad really
#32
sedd33
pmsl at these posters, just aint clued up.

same old posters who get sucked in by those "let us deposit £1m uinto your account, all you need is to pay admin fee of £5k from the deposit" they then come cryin here for advice.

you need your head examining if you seriously believe bank transfers are a garunteed way of payment- ask your bank YOU ARE NOT COVERED IF THE TRANSFER IS A FRAUD!

Colinsunderland/simon the no.1 numskulls on hukd, keyboard warriors who lack social skills. clueless

sad really

I didn't say a payment couldn't be recalled,but i find it highly unlikely that you've had numerous recalled through fraud oO
banned 1 Like #33
sedd33
pmsl at these posters, just aint clued up.

same old posters who get sucked in by those "let us deposit £1m uinto your account, all you need is to pay admin fee of £5k from the deposit" they then come cryin here for advice.

you need your head examining if you seriously believe bank transfers are a garunteed way of payment- ask your bank YOU ARE NOT COVERED IF THE TRANSFER IS A FRAUD!

Colinsunderland/simon the no.1 numskulls on hukd, keyboard warriors who lack social skills. clueless

sad really


no you are an idiot who constantly trys to get people to do the exact opposite of what they should in regard to paypal claims and anything to do with ebay, just because you were stupid enough to get scammed yourself.

You know exactly what you are doing and don't like it when others point out what you are doing.
Its pretty sick to try to get others scammed just because you yourself were stupid enough to.

How exactly am I a keyboard warrior? Do you know what one is? You said bank transfers can bounce, when I pointed out they can't and the only way they could be recalled you change to saying exactly what I said. Thats because you are stupid.

If you have had numerous bank transfers recalled through fraud, then you are even more stupid than I thought to have been caught out by the same scam many times.

You want to explain how cash through the post is unsafe to the seller as you have suggested too?

You really are the most idiot person on here if you think anyone will fall for the rubbish you post in almost eveyy ebay/paypal thread

Oh and LOL @ you calling people on here for asking for advice on something like this - at least they asked BEFORE falling for a scam, unlike you


Edited By: colinsunderland on Apr 12, 2011 15:58: x
#34
You have to ask why he wants it sent out so quickly and why he won't use Paypal. Personally if I had the slightest concern about a buyer I wouldn't give out my bank details and would not send the goods. So what if he opens a dispute, you can argue your corner saying the buyer wouldn't pay via PP

( Ebay strongly advise against using Western Union by the way )

Edited By: tallpete33 on Apr 12, 2011 23:43: edit
banned#35
tallpete33
You have to ask why he wants it sent out so quickly and why he won't use Paypal. Personally if I was had the slightest concern about a buyer I would give out my bank detals and not send the goods. So what if you he opens a dispute, you can argue your corner saying the buyer wouldn't pay via PP.

( Ebay strongly advise against using Western Union by the way )


Western Union is 100% safe for the seller, as long as the money is collected before the goods are sent
banned#36
sedd33
be careful re bank transfers i have had payments bounced after posting out the goods.

my bank told me "tough titty" its like sending cash thru the post, theres no protection.

i now always insist taking a phone number and calling the buyer and checking them against the electrol

a lot of scams out there


sedd33
pmsl at these posters, just aint clued up.

same old posters who get sucked in by those "let us deposit £1m uinto your account, all you need is to pay admin fee of £5k from the deposit" they then come cryin here for advice.

you need your head examining if you seriously believe bank transfers are a garunteed way of payment- ask your bank YOU ARE NOT COVERED IF THE TRANSFER IS A FRAUD!

Colinsunderland/simon the no.1 numskulls on hukd, keyboard warriors who lack social skills. clueless

sad really

Oh the irony coming from the fool who admits to having made multiple bank transfers that turned out to be fraudulent

Are you a goldfish in disguise?

Who is simon BTW? PMSL ;)

Love your security mechanism in that making a phone call and checking against the electrol (sic) helps catch out the scammers

You seriously couldnt make it up!

Well, maybe you could :)



Edited By: csiman on Apr 12, 2011 19:41

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!