Ever used Thames City Car Insurance? - HotUKDeals
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Ever used Thames City Car Insurance?

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Need some advice from all you lovely HUKD members. Been searching round because my car insurance is up next month and have had a few pretty good quotes. Then just got a call off a guy from Thames… Read More
stevey_p7 Avatar
9y, 4m agoPosted 9 years, 4 months ago
Need some advice from all you lovely HUKD members.

Been searching round because my car insurance is up next month and have had a few pretty good quotes.
Then just got a call off a guy from Thames City Car Insurance with a quote thats about £150 cheaper than the rest although i have never heard of them before. I was thinking of going with Endsleigh who are also a good quote just based on the fact that ive heard of them before.

Was wondering if anyone had heard of them before and if they are any good. Have read a couple of bad reviews on blagger.com but im quite impressed with the quote.

Thats the link to the bad reviews:
http://www.blagger.com/db4/company_id/2093/companyname/Thames-City-Car-Insurance.html

Dont really want to be going with an insurance company that I am going t have problems with.
stevey_p7 Avatar
9y, 4m agoPosted 9 years, 4 months ago
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Comments/page:
#1
anyone?
#2
Bit impatient? lol.

I've been with them. They were cheap. Had no problems or issues, because I had no crashes or claims or incidents or anything. I paid at the start, and moved on 12 months later.
#3
don't do anything without looking at cashback deals thru quidco first. I've just renewed mine with Churchill - paid £166 for fully comp and am getting £100 cashback. Not bad for two drivers, £150 excess (or near that, I think), parking on street. We have a small car though. Anyway, £66 for the year is a winner. I thought I did well last year with a total of approx. £80 after cashback from Barclays on Quidco!
#4
highguyuk
Bit impatient? lol.

I've been with them. They were cheap. Had no problems or issues, because I had no crashes or claims or incidents or anything. I paid at the start, and moved on 12 months later.


yeah was a bit impatient wasnt it. I was just skeptical because they phoned me up just after i searched for quotes, as i havenmt heard of them i didnt know if it was a bit of a dodgy company. Glad to see someone has been with them. Do you know if they will be expensive should i change my car while i am with them?

The other thing is if i am with them will they be alright with legal cover and things like that.
#5
Also remember that cashback is not guaranteed and things can and do go wrong.

Your £80-£120 claim might not come through, and that insurance policy you thought was cheap doesn't look so good...
#6
stevey_p7;1777730
yeah was a bit impatient wasnt it. I was just skeptical because they phoned me up just after i searched for quotes, as i havenmt heard of them i didnt know if it was a bit of a dodgy company. Glad to see someone has been with them. Do you know if they will be expensive should i change my car while i am with them?

The other thing is if i am with them will they be alright with legal cover and things like that.

You cant guarantee with any company that if you change car that it wont be expensive. However, they are a broker (?) so expect a £25-£30 admin fee to change the car mid policy. Regarding legal cover and other things, your just going to have to read those boring T&Cs.
#7
highguyuk
Also remember that cashback is not guaranteed and things can and do go wrong.

Your £80-£120 claim might not come through, and that insurance policy you thought was cheap doesn't look so good...


The cashback on car insurance has always been reliable in my experience. These are major companies and the quidco should track within a day or you cancel anyway. The beauty of car insurance is that you are ordering in advance and usually have quite a while to cancel.
#8
THAMES CITY INSURANCE ALERT have been looking for insurance received an email via a web search I did yesterday, want to know if anyone had any dealings this year with this company do they exists are they regiesterd with the FSA and licenced to sell car insurance. I have had a policy cancelled so am on last legs to obtaining insurance at a reasonable price . Any help you can give me would be appreciated as urgent. I NEED TO GET CAR INSURANCE
#9
Thames City are brokers. The cover you get is likely to vary depending on which of their underwriters they place it with.

You cannot generalise about car insurance because it all depends on who you are, how old you are, where you live, what you do etc. Different companies view different risks in different ways.

A good broker will know the companies they deal with and place you with the one that will give you the best deal. A bad broker is likely to try to sell you insurance from the company that pays the best commission.

You need to look at the cover available, decide what you need and then see who is cheapest.

Until you claim, you're unlikely to find out how easy they are to deal with!
#10
STAY AWAY! I took out a years policy for my car, first they quotes £1400 third party only per year, then after ringing them [wouldn't let me buy online] it went up to £1830, had left deposit for car by then so just accepted it, lost job three months later, had to cancel policy, sent them a cover note saying why [as they ask you to do this, can't be done by phone for some reason] total paid to them by me, |£341 to start off with [presumably that was two months policy plus I think the guy said £40 broke charge, then supposed to be £150 per month after that, so I paid total £791, got letter back saying all been cancelled, there is ''no cancellation charge'' but you MUST PAY IMMEDIATELY or we'll take you to court. legal action etc. They want... £341 quid! on top???? So I compiled a letter saying, strongly worded, please send me a list of the charge broken down as I refuse to pay for no reason. Cancelled direct debit. Worked out earlier that if the total premium including interest for the year was £1830, I've had cover for 104 days, which is 28.5 percent of the year. But I've paid out 44 percent of the years premium already, which surely would cover their admin costs to cancel the policy? And to pay the extra £341 pounds would mean I'd pay 65 percent of the total years premium, for using it less than a third of the year. Expecting bad outcome, but I warn others, stay away, stick with known good insurers.
#11
Stay away from this company. Charging for everything,not picking up phone calls ( on hold more than 15 min) .Send twice paper work through email but still saying that they didn't get any and even charging for this.c

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