Finance or Car Leasing - Help! - HotUKDeals
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Finance or Car Leasing - Help!

tigger462 Avatar
5y, 9m agoPosted 5 years, 9 months ago
My car is pants and decided to die on me, with ignition problems if i want it fixed i have to replace all locks, ignition, keys etc not worth the effort...

Sooo i'm looking at finance and leasing...leasing looks tempting as i get a brand new car for 2 years then can either buy it or return it, for £100 a month - they pay tax and no need for mots plus any major faults are covered by them too...looking with carnisseur (cant spell) anyone any experience with these?

Or just leasing/finance in general! thanks
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tigger462 Avatar
5y, 9m agoPosted 5 years, 9 months ago
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#1
anyone....?
#2
I lease a car through work which benefits me as everything is covered including breakdown and insurance so the only money I pay is for petrol. Costs me £226 a month for everything as worked out cheaper as I was getting quoted £170 a month for just insurance plus the way the job situation is my car go back if I get made redundant (shouldn't happen but never know the way things are at the moment) and I dont have to pay anything unlike a finance agreement I would have to pay back.

Depends on which would benefit you most but am sure other members will give you their opinion as well
banned#3
The lock barrel can be removed from the ignition switch....done it on my Golf, unless your car really is pants :p
#4
Cars not worth the effort - N reg, had problems with it since day 1 and the suspensions been gone in the back for ages lol worth more in parts (which are sadly nearly all new lol)

Leasing is interesting - insurance will be my downfall there but ive heard some leasing companies can get you a deal on insurance so fingers crossed - one ive looked at is £150 ish all in a month
banned#5
tigger462
Leasing is interesting - insurance will be my downfall there but ive heard some leasing companies can get you a deal on insurance so fingers crossed - one ive looked at is £150 ish all in a month


New cars come with excellent warranties before you flush your money down the drain if you can't afford a new car outright (also flushing money down the drain) consider a 1-2yr old off a forecourt where a year warranty still applies. At the end you have a car to sell.

http://www.autoexpress.co.uk/carreviews/grouptests/256399/the_best_new_cars_for_under_150_a_month.html
#6
Leasing may also help when you do add ons like service and accident management! It's supposed to take out the hassle of owning a car too, but this does require your leasing company to have pretty great customer service.

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