For car owners (or maybe those who suspect a cars been abandoned etc?) - HotUKDeals
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For car owners (or maybe those who suspect a cars been abandoned etc?)

Shengis Avatar
8y, 5m agoPosted 8 years, 5 months ago
Not sure where to put this so misc will have to do. May have been posted before but worth a repost if it has imho. Go to the following address, enter the reg details and if it's got no insurance REPORT THE &&&&&&& lol. Good if you suspect somebody of driving with no insurance......

Go for it Mr(s) Flymo lol.

http://www.askmid.com/askmid.aspx
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Shengis Avatar
8y, 5m agoPosted 8 years, 5 months ago
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#2
Thanks. Good link. I insured my new car today and wanted to check. Thanks.
#3
Shengis,
What a star you are.
I was hit by a car that is showing ( or rather NOT showing on here ) as having no insurance.
I think the old Bill will be more than interested in this.
Thanks a lot.
Rep given
:thumbsup:
#4
Jumpingphil
Shengis,
What a star you are.
I was hit by a car that is showing ( or rather NOT showing on here ) as having no insurance.
I think the old Bill will be more than interested in this.
Thanks a lot.
Rep given
:thumbsup:


Did he do much damage? See if he is willing to pay for the damage first then report him after or you might not get him to cough and end up losing your no claims. worth a try.
#5
This is great for people with cars Shengis.
#6
hollypinder
Did he do much damage? See if he is willing to pay for the damage first then report him after or you might not get him to cough and end up losing your no claims. worth a try.


Thanks for your advice Hollypinder.
It's a very long story, but he is a she and hit me once without stopping and I had to pull infront of her to get her to stop and she hit me again. Not much damage to look at but will probably cost a bit to put right.
Anyway, it's more complicated than that ( she refuses to believe she hit me in the first place ) but now I know there doesn't appear to be any insurance, I will be of to the cop shop tomorrow ( No dissrespect meant to our police force ).
:thumbsup: :-D
#7
Jumpingphil
Thanks for your advice Hollypinder.
It's a very long story, but he is a she and hit me once without stopping and I had to pull infront of her to get her to stop and she hit me again. Not much damage to look at but will probably cost a bit to put right.
Anyway, it's more complicated than that ( she refuses to believe she hit me in the first place ) but now I know there doesn't appear to be any insurance, I will be of to the cop shop tomorrow ( No dissrespect meant to our police force ).
:thumbsup: :-D


So no insurance hence trying to flee the scene... Nasty. You sure she didn't give you false details as well? Wouldn't surprise me:x
#8
Shengis
So no insurance hence trying to flee the scene... Nasty. You sure she didn't give you false details as well? Wouldn't surprise me:x


Wouldn't matter would it if he has the number plate
#9
RedIron
Wouldn't matter would it if he has the number plate


In an ideal world no, but I know a bloke who used to buy cars with a tax disk and drive them till the tax ran out then move onto the next one. He never registered them in his name....

He got nicked and lost his license by the way :lol:
#10
fab link, well done
#11
It's not as simple as that, as I believe that whilst a car may show as not being insured, the driver could be insured on another car and be fully covered for driving the one that you are reporting.

Maybe think of this before squealing. :)
#12
bod emrys
That would only be the case if the driver had trade insurance (if they were a motor trader or worked in a garage).
Many people have insurance that covers them to drive other cars, BUT this is only valid if the car that they are driving is already insured by somebody else - therefore if a car shows up as uninsured on this site, you are pretty safe to asume that it is being driven with no insurance cover.

Edit - forgot to say, thanks for the link Shengis - great site :thumbsup:


I would be interested to see a link to this statement. I admit that I can't back up my belief by a quote from the law, but my insurance policy makes no such claim.
#13
bod emrys
Many people have insurance that covers them to drive other cars, BUT this is only valid if the car that they are driving is already insured by somebody else


I know that's true with 3 people in my house :thumbsup:
#14
bod emrys
Hmmmm, a spot of googling shows that there is a fair bit of confusion on this matter, if I can find a definative statement I will post it :thumbsup:


The reason I ask, is because I was pulled over many times in the past, and I was never required to provide documentation to prove that the car I was driving was insured.

I received a 'Producer', and had to provide my insurance certificate, licence and M.O.T. for the car I was driving.
banned#15
oh oh my neighbour is in for a shock she aint insured lol i just did every one's in the street , she has a kid tho so should i grass her? (she complained when i first moved in and had a house warming)
#16
bod emrys
I can only asume that was because the car that you were driving came up on the police's system as being on the insurance database, so then they only need to check that you are insured to drive it.


This was the days before the insurance database. They always did a check to ensure that the car hadn't reported stolen, but that was the extent of their checks at the roadside. In many cases, I know that the car I was driving was not insured by the owner.

bod emrys

It is only an assumption though, it does seem to be a grey area. I had always believed that it was the law in order to prevent someone from insuring a cheap small engined car with an 'any driver' policy and then going out and driving a porsche or such like.
I am quite intrigued myself now, please let me know if you find the letter of the law before I do :thumbsup:


The Porsche in this case would only be covered 3rd party cover as far as I am aware.
#17
Genious_Gamer360
oh oh my neighbour is in for a shock she aint insured lol i just did every one's in the street , she has a kid tho so should i grass her? (she complained when i first moved in and had a house warming)

Get a life :w00t:
#18
Robotochan
I know that's true with 3 people in my house :thumbsup:


yep it is the same for the 2 in my house
banned#19
waterloo
Get a life :w00t:


what i'm bored lol dont start work till monday, what if she went out their and ran over a small child leaving them disabled/dead would you say get a life then u chump :|
#20
Thanks :p
#21
Genious_Gamer360
oh oh my neighbour is in for a shock she aint insured lol i just did every one's in the street , she has a kid tho so should i grass her? (she complained when i first moved in and had a house warming)
post her a letter telling her to get insurance then check in a months time, at least you have given her a chance
#22
top site by the way rep addad:thumbsup:
#23
If this is the same system as the police use for checking insurance, then not all insurers currently subscribe to it.

That means that just because someone may be showing as not having insurance on the database, it doesn't necessarily mean that they don't have it. They may be insured by a company who deos not yet subscribe to the database.

Also the website clearly asks you to state that the vehicle you are checking belongs to yourself or your employer:
"I confirm that the vehicle detailed above is registered, owned or insured by either my employer or myself and is regularly driven by me. I understand it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for acquiring information I may be committing an offence of unlawfully obtaining data contrary to section 55 of the Data Protection Act 1988"

Breaches of data protection are usually taken quite seriously, so checking your whole street as per Genious_Gamer360 really isn't advisable....
#24
Genious_Gamer360
what i'm bored lol dont start work till monday, what if she went out their and ran over a small child leaving them disabled/dead would you say get a life then u chump :|

Maybe the people in your street read hduk and will grass you up for breaking the Data Protection Act u chump.
#26


And did you see this post http://www.hotukdeals.com/item/204936/advice-needed-police-car-insurance/showpost.php?p=2393924&postcount=37

Exactly my point.

And why bring it up here ? its not connected.
#27
waterloo
And did you see this post http://www.hotukdeals.com/item/204936/advice-needed-police-car-insurance/showpost.php?p=2393924&postcount=37

Exactly my point.

And why bring it up here ? its not connected.



Not connected?
What is the difference between driving with no insurance and driving without having passed your test?
It all equates to the same thing for the poor suckers that get hit / killed.
#28
Jumpingphil
Not connected?
What is the difference between driving with no insurance and driving without having passed your test?
It all equates to the same thing for the poor suckers that get hit / killed.


I don't want to get in a slagging match with you but you are not getting it are you :thinking:

Why did you need to bring up a link to a comment i made about crimestoppers on another thread on this post ? Its got nothing to do with anything i have said on here so why bring it up. I said on here about breaking the Data Protection Act and snooping on neighbours cars down his street so why bring up the link ? anyway i posted a link from the other thread did you not read it ?
#29
waterloo
I don't want to get in a slagging match with you but you are not getting it are you :thinking:

Why did you need to bring up a link to a comment i made about crimestoppers on another thread on this post ? Its got nothing to do with anything i have said on here so why bring it up. I said on here about breaking the Data Protection Act and snooping on neighbours cars down his street so why bring up the link ? anyway i posted a link from the other thread did you not read it ?


What makes you so high and mighty to think my post was directed at you?
I would have quoted you if that was the case. I didn't.
My comment was made after reading post 18 and seeing that 4 different people had mentioned insurance or responded to post 18.
The link I made was to a post about whether to inform on someone for doing a similar thing.
There were / are 60 post on that topic of which yours was one.
I didn't even notice you had put a post on there.
I just remember the post and so linked it.
If I had aimed all this at you, then I would have quoted you in my first post.
So don't take this personally, it is NOT aimed at you.
Calm down and take that chip off your shoulder. :thumbsup:
#30
Ok but when i see your post after mine and then open the link and my other post pops up first what am i supposed to think anyway i still believe it was aimed at me :thumbsup:
#31
twinks
A couple of years ago i had to drive my hubbys car (that wasnt insured as he was selling it, just taxed and mot'd and kept on our drive) when mine was in the garage. My insurance policy allowed me to drive ANY car third party only not belonging to me, as most policies do now. Anyway, I wasn't sure about it and checked with the local police station and it was confirmed that i was legally allowed to drive it as long as i remained in the car..i.e. didnt park it on a public road and leave it. In that case it wasnt covered by any insurance. But driving it, yes, third party only.


That's basically it, under RTA 143>. To be insured and legal the person in control of the vehicle must be insured minimum 3rd party, as soon as you leave the vehicle the responsibility reverts to the owner/keeper so if it rolls off down the hill and kills somebody it's their problem. So if a cars parked on the road with no insurance it's fair game for the gavvas and their mate with the tow truck :lol:
#32
shop em all the lowlife scumbags:thumbsup:
i have no problems with reporting each and every one of the tonsils:x
#33
there is a car on my private land visible to public road which has been there about a month and has been hit front and back bumpers and looks abandoned. it is not insured according to the mid database. police and council have known about it for 3 weeks. is there a way i can claim it so i can lawfully dispose of it or charge someone for dumping it here?
#34
What id like to see is a site where you can post the reg of someone you saw driving while using their mobile phone as it annoys me as i see loads of people still doing it
#35
sainthalo
there is a car on my private land visible to public road which has been there about a month and has been hit front and back bumpers and looks abandoned. it is not insured according to the mid database. police and council have known about it for 3 weeks. is there a way i can claim it so i can lawfully dispose of it or charge someone for dumping it here?


If it's on private land it can only be moved at the consent of the owner, you can't arrange to have it taken away (legally). Silly but true. Your best bet is to push it out into the road and contact the council. That'll get it moved.
banned#36
Shengis
If it's on private land it can only be moved at the consent of the owner, you can't arrange to have it taken away (legally). Silly but true. Your best bet is to push it out into the road and contact the council. That'll get it moved.


its on their private land
#37
sassie
its on their private land


Yes? I read that.....
banned#38
Shengis
Yes? I read that.....


doesnt that give them the right to have it removed, sorry didnt mean to state the obvious but as i thought it did i assumed you hadnt read it, shall i stop digging now :oops:
#39
sassie
doesnt that give them the right to have it removed, sorry didnt mean to state the obvious but as i thought it did i assumed you hadnt read it, shall i stop digging now :oops:


No, that's why I said it was silly. The police and council won't touch it as it's not a 'public nuisance' (being on private land) and a private operator (scrappy) won't touch it because without the log book/consent from the legal owner it amounts to theft of a motor vehicle. But as I said, if it's pushed onto a public highway.... ;-)
banned#40
Shengis
No, that's why I said it was silly. The police and council won't touch it as it's not a 'public nuisance' (being on private land) and a private operator (scrappy) won't touch it because without the log book/consent from the legal owner it amounts to theft of a motor vehicle. But as I said, if it's pushed onto a public highway.... ;-)


So basically they can remove it but they cant sell it - lol
ok will stop now :oops:

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