I have a friend with £20 or so in her HSBC regular account and apparently o2 are going to take £26 for her phonebill out tomorrow.
She tells me she's gone below £0 by a couple of quid before and HSBC said if it happens again she'll get charged.
Apparently there's no overdraft on her account (I get £100 or so)
She'd like to know what kind of charge there'd be, how much? Is there any way around it?
Cheers crew, rep awaits.