Halifax being taken over by lloyds ?? - HotUKDeals
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Halifax being taken over by lloyds ??

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Hi I'm having to re arrange my my finances and have been told to open a new bank acc and take all my money out of my Lloyd acc Inc my overdraft, this of course would leave nothing in my lloyds acc, I … Read More
strobez1977 Avatar
7y, 8m agoPosted 7 years, 8 months ago
Hi I'm having to re arrange my my finances and have been told to open a new bank acc and take all my money out of my Lloyd acc Inc my overdraft, this of course would leave nothing in my lloyds acc, I have just set up a new acc with Halifax and am now worried lloyds will be able to get access to my money as I have read they will be taking over Halifax ,will I need to open up another acc again ???
strobez1977 Avatar
7y, 8m agoPosted 7 years, 8 months ago
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Comments/page:
#1
speak to your advisor/personal management accountant xxx

also natwest do an account if your worried its called step account no credit check/overdraft facilities
#2
banned#3
and how can you take out all your money AND your overdraft?:-

Lloyd acc Inc my overdraft
banned#4
barneydog


:thumbsup:

They are still running in their own Names
banned#5
csiman
and how can you take out all your money AND your overdraft?:-

Lloyd acc Inc my overdraft


LOL:w00t: +1


They are still running in their own Names
#6
Lloydstsb owns Halifax...but they can not touch monies that are in different accounts
#7
why are you runngin away form lloyds? its prob one of the better options at the moment
banned#8
lol @ protesting against Lloyds by running to Halifax :lol: hahahahaHAHAHAHA

fail my friend....this is a fail!

Sounds like someone just wants the £5 per month offer

We have a Halifax and Lloyds in our town so the Halifax branch will close one day it doesn't make sense to have them both. We also use to have a TSB till Lloyds and TSB merged.
#9
or you could always just pay your debt!
#10
do we even know if this person is in a dmp?
or have you just decided to assume that?
#11
andymack
or you could always just pay your debt!


hey dont be mean, you dont know the OP's circumstances
#12
tinkerbell28
Yes I do as I have replied on several of his threads and told op to make sure they got a bank account not linked to his creditors.


+1 i have given OP advice before not judgement
3 Likes #13
ilovepink
hey dont be mean, you dont know the OP's circumstances


fair comment - my apologies
#14
andymack
fair comment - my apologies


:thumbsup:
1 Like #15
andymack
fair comment - my apologies


Not very often people apologise on here and realise what they said was wrong have some rep :)
1 Like #16
4lyons09
Not very often people apologise on here and realise what they said was wrong have some rep :)


here here, repped also
#17
tinkerbell28
Yes they can, LLoyds have clauses in their credit conditions, that if you default on loans or overdraft repayments from them, they can take the money from any other account you may hold with them, as they now own Halifax, this would be the case. Once it's all merged his account will not be safe, so move it op.


It is one of the major reasons banks are so keen on offsetting mortgages. Have your savings with us too and you will offset the interest on the mortgage (and if you miss a payment we can swipe it out of your other account :D).
#18
Some people may find this useful:

http://www.moneysupermarket.com/c/news/who-owns-who/0003118/

Basically, who owns who.
#19
So would it be better for me to get a acc with barclays??please tell me they have. Nothing to do with other banks lol
#20
strobez1977
So would it be better for me to get a acc with barclays??please tell me they have. Nothing to do with other banks lol


barclays are pretty much solo on the high street.

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