HALIFAX!!! ROBBING BARSTEWARDS!!! - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

HALIFAX!!! ROBBING BARSTEWARDS!!!

peodude Avatar
7y, 5m agoPosted 7 years, 5 months ago
Received a letter today from Halifax, informing me i'd gone overdrawn, and charges would be applied to the account

Unauthorised Payment Fee = £35
Unauthorised overdraft fee = £28

Total = £63!!!

Checked my balance, to see how overdrawn i was, 4 PENCE! £63 bank charge for going 4p overdrawn. Robbers.
Tags:
peodude Avatar
7y, 5m agoPosted 7 years, 5 months ago
Options

All Comments

(30) Jump to unreadPost a comment
Comments/page:
#1
nikkib123
Ring up and complain - I have always had my bank charges dropped.
Complain complain and then complain again.

Mine you it depends how long you have been with them and as long as you don't do it all the time.


Yeh they done this to the misses several times.
#2
Strangely, exaclty the same thing happened to me.

Is this your first time?
#3
the abbey are like this too its ridiculous
#4
thrteaten to leave, they will return all of it as a gesture of good faith, not on
#5
4p turned into all that wow.
banned#6
I'm sure ive read something that basically says they cant get away with charging those sort of fees for such a non-descript amount.

As Nikki said... ring them up and tell them you are refusing and reporting them to the FSA unless they comply.
#7
First Direct for you guys then!!

OR HSBC......

I would take the posts above me adice and complain - but ultimately take your bank a/c eleswhere if they don't reimburse you the charges - that will hurt them more .....

HONESTLY!!

I worked for HSBC for over 10 years and this sort of thing was so not the way forward!!

xxxxxx
#8
Just out of interest, when exactly did you go 4p over/over?
#9
grex9101
Just out of interest, when exactly did you go 4p over/over?


Thursday.

I already have another bank account, with HSBC, are they are a little more generous with overdrafts, letting small accounts through free.

I already have a bank charges claim lodged with Halifax, under the financial hardship allowance. They accepted i was in financial difficulty, but declined to pay out, so it's now in the hands of the Ombudsman. That's the only reason the account is still open. I will be closing it immediately after obtaining a refund.

I will also ring up and complain, whether they will refund or not i don't know, as they keep quoting that they cancelled one many years ago so can't when i last tried a few months ago.

As most of you know, bank charges are sitting in court accused of being unfair and disproportionate, as they are only allowed to recover costs. Other banks have already adjusted their costs, but Halifax are still milking it for all they can, and have the cheek to go to court and say they are fair!
banned#10
Been there got the tee shirt! not meaning to pry but do you go overdrawn with them much?
#11
gh0108
Been there got the tee shirt! not meaning to pry but do you go overdrawn with them much?


Not really no, most of the charges were accumulated last summer, when i was low on funds, one payment was taken out just before i put funds in, because Halifax then took some of the money that i had put in, the next one failed, with a number of direct debits having a domino effect, equalling about £300 in a week!

Other than that, i have 1 or 2 a year, very few.
#12
yeah just give them a call they will prob drop cant belive they charged you all that for 4p!!!
#13
peodude
I expect a little leniency.

Plus, the charge was NOT a Direct Debit. It was a normal card payment, for £10, why was the purchase allowed to go through?


I did a thread on this a couple of weeks ago.

It's cos your transaction was under the floor limit and therefore not checked against your available balance. :thumbsup:
#14
ilovepink;5509315
:roll: OMG i really hope you never have to go on the dole and fall on bad times jeez

there is a difference in needing the money and poncing - i am talking about all the people that claim and have no intention of working - not ones on low income or for genuine reasons need assistance
#15
sn0ttyang3l
there is a difference in needing the money and poncing - i am talking about all the people that claim and have no intention of working - not ones on low income or for genuine reasons need assistance


maybe you should say that then, i remember you on my maternity pay thread moaning about people claiming maternity pay to which they were entitled saying they shouldn't get it blah blah blah so i assume that your just one of those who feel like you get a raw deal and take it out on everyone else

heres the thread
http://www.hotukdeals.com/item/322642/holiday-entitlement/
#16
I did the same last year with barclays and was charged £44 and they refused to refund it, cheeky thing was it was a student account and I could of had double the overdraft limit if I wanted.
#17
ilovepink;5509556
maybe you should say that then, i remember you on my maternity pay thread moaning about people claiming maternity pay to which they were entitled saying they shouldn't get it blah blah blah so i assume that your just one of those who feel like you get a raw deal and take it out on everyone else

heres the thread
http://www.hotukdeals.com/item/322642/holiday-entitlement/

well maybe the truth hurts some people - if you are entitled to it for genuine reason i have no problem people getting it - but it's the jeremy kyle brigade i have a major problem with - at least im not two faced and **** people off behind their backs (and before you start thinking im having a dig at you - if the cap fits then wear it -but its only to those people that know who they are)
#18
sn0ttyang3l
well maybe the truth hurts some people - if you are entitled to it for genuine reason i have no problem people getting it - but it's the jeremy kyle brigade i have a major problem with - at least im not two faced and **** people off behind their backs (and before you start thinking im having a dig at you - if the cap fits then wear it -but its only to those people that know who they are)


:? make you mind up

ps your making yourself look a right tool

like you did here ; http://www.hotukdeals.com/item/322642/holiday-entitlement/:lol:
#19
That is a shocking amount to charge for 4p!!! I don't like Halifax much, my bf banks with them and they've always been useless!!
#20
you can claim this back..... see consumer forums for full details and letter templates etc
#21
ilovepink;5509847
:? make you mind up

ps your making yourself look a right tool

like you did here ; http://www.hotukdeals.com/item/32264...y-entitlement/ :lol:

lol you may want to edit that
#22
must be a glitch both links are the same
http://www.hotukdeals.com/item/322642/holiday-entitlement/
#23
Phone up and ask them to reverse it. Its most likely a computer generated so saw you went 4p over and sent the fee.

Best thing i would do is to call them up and polietly ask them to reverse it as its a one off and was only 4p. Dont do it aggresively etc because its there choice to deem if they should send the leed to get it reversed, and they would do it, but if you got some guy yelling at you, they might decide not to.

Iv worked at a banking call center before :)
#24
grex9101
Strangely, exaclty the same thing happened to me.


http://i376.photobucket.com/albums/oo201/LucasODoinn/34f69042ec345d6a34a6ae09f5a02575f0a.gif
#25
ilovepink;5509895
must be a glitch both links are the same
http://www.hotukdeals.com/item/322642/holiday-entitlement/

that's better - my arguement with that was - finishing maternity then resigning and still wanting to get holiday pay - in my opnion that is not someone who genuinely needs benefits - thats just trying to screw the company - that is not a genuine case for assistance - so you have made a tool of yourself there
#26
sn0ttyang3l
that's better - my arguement with that was - finishing maternity then resigning and still wanting to get holiday pay - in my opnion that is not someone who genuinely needs benefits - thats just trying to screw the company - that is not a genuine case for assistance - so you have made a tool of yourself there


WHEN YOU ARE ON MATERNITY PAY YOU ARE STILL EMPLOYED BY THE COMPANY AND ARE STILL ENTITLED TO HOLIDAY PAY SO WHATEVER IS ACCRUED IS OWED TO YOU WHETHER OR NOT YOU GO BACK TO WORK OR NOT!!

this is the same for everyone not just those on benefits :lol:

i dont get why you dont understand, i do genuinly need benefits and whatever you read in the papers or wherever you get your WRONG info from people on benefits are not all well off or on a good thing im actually saving tax payers money carering for my partner myself:thumbsup:
#27
In fairness, this thread aint about benefits, maternity pay etc but the OP going overdrawn....
#28
i work for local government dealing with benefits cheques/payments - having the drunk come in at 9.30 every week for his housing benefit knowing he is going to drink it up and then try and get more money out of us because he is going to be evicted for non payment of rent -(it's happened)
coming in to the office in overalls covered in paint after being dropped off outside my office window from his mates van
having the woman abuse me because she only got £ 144 uniform allowance (which they have now stopped) and had to come to see me with the cheque so that I could authorise it to be changed for cash and she didn't like it that she had to venture out to the Town Hall
Like I have always said if you are a genuinely case then you should get it
#29
Becksdawe
In fairness, this thread aint about benefits, maternity pay etc but the OP going overdrawn....


agreed sorry to the OP but it really grates on me when people chat carp about something they know NOTHING about
i have pm'ed the other person and suggested we take it elsewhere
#30
Going back to the OP...

I have always had my Halifax bank charges refunded without any problems (probably get one once per year year and is usually my fault). I simply phone up and explain that it was a one-off and they say the charge is correct but as a gesture of goodwill blah blah blah charge will be refunded, I kindly thank them and that is that.

If they say no, try ringing them up again and again until you speak with someone feeling a bit more sympathetic.

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!