has any1 used tv and video direct bolton BNPL scheme? - HotUKDeals
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has any1 used tv and video direct bolton BNPL scheme?

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as above as any1 used 12 months buy now pay later i bought a tv yesterday using the scheme he said something about a £30 settlement fee but i cant see anything about that on the paperwork it says £21… Read More
the porter Avatar
8y, 9m agoPosted 8 years, 9 months ago
as above as any1 used 12 months buy now pay later i bought a tv yesterday using the scheme he said something about a £30 settlement fee but i cant see anything about that on the paperwork it says
£2149 tv
deposit £800
owing £1349
total charge for credit made up of interest £1440.76

but thats around £90 in difference doesnt seem right
then it says interest raTE 29.8%
on the date of the agreement the interest charge is calculated asa fixed amount which is added to the amount of credit.The aggregate is repaid as part of the monthly repayments shown above.The interest rate shown above represents the apr equivalent interst rate
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the porter Avatar
8y, 9m agoPosted 8 years, 9 months ago
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#1
Hi, sounds like an 'arrangement' fee for credit checks for the BNPL. This is pretty normal but they should've been a bit more upfront telling you this in the first place.

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