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Help with website: Simply Yours?

£0.00 @ Simply Yours
Hiya, anyone used this site, its saying i have £165.55 account balance to use, I just bought some thing and didnt even have to put card detials in? Do that meen i owe them the amount? and its going…
kerri_<3_bargain Avatar
7y, 8m agoPosted 7 years, 8 months ago
Hiya,
anyone used this site, its saying i have £165.55 account balance to use,
I just bought some thing and didnt even have to put card detials in?
Do that meen i owe them the amount? and its going to tally up until i pay?

It says


Here are the details of your current balance.


Current Balance £0.00
Available Credit £165.55



Really confused, link in first post, Rep for help xx
Other Links From Simply Yours:
kerri_<3_bargain Avatar
7y, 8m agoPosted 7 years, 8 months ago
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All Comments

(16) Jump to unreadPost a comment
Comments/page:
#2
i think they probably give you £200 credit, so you have spent £34.45, which you'll have to pay back before minimum payment date or pay interest
#3
its opened a credit account for you... that will be how much you have left to spend
#4
Found this

Your Personal Account
How it works
Our most popular payment method is with a Personal Account. Every 28 days we send you a statement and a payment slip by post.
Your statement shows:

What items we've sent you
The payments you've made during the period
Any outstanding balance
Your minimum payment
And the date your payment is due
If we open a credit account for you, we'll tell you the credit limit we've given you - it will be at least £100. There's a minimum payment due from you when we send you a statement every 28 days - this minimum payment will normally start at 1/6th of the cash price of the goods and/or services you've bought from us. Once you've established a consistent payment history with us, we may decide to reduce your minimum payment, to 1/12th of the cash price of the goods and/or services you've bought from us. Minimum payment is £5. Our typical APR is 39.9% (variable) if you pay by any method other than direct debit, and our APR is 29.3% (variable) where you pay by direct debit.
#5
so if i pay when i get that they wont charge intrest? so much fuss, wish i never bothered :-(
#6
will i end up paying more than the items were? even if i pay straight away? xx
#7
yeah as long as you pay in full straight away you won't get charged any interest, you could give them a ring and explain that you didn't want credit and offer to pay on your credit/debit card over phone

if you pay straight away and the full amount you shouldn't be charged any more
banned#8
why do folk who do not understand these simple concepts bother?

you opened an account, they gave you a £200 limit, you bought a vango 6-man tent disguised as a top and you owe them the cash for it.

Pay when the bill comes and pay no interest or pay the minimum amount and be forever in their debt

sheesh
#9
have a look here

http://www.simplyyours.co.uk/shop/policies?decoration=true&finalTarget=policies_payment

it tells you how you can pay, you can do it online from their website. I'd get it sorted asap so you don't forget
1 Like #10
dimebars
why do folk who do not understand these simple concepts bother?

you opened an account, they gave you a £200 limit, you bought a vango 6-man tent disguised as a top and you owe them the cash for it.

Pay when the bill comes and pay no interest or pay the minimum amount and be forever in their debt

sheesh


I don't think she wanted credit, perhaps the site wasn't very clear! no need to be harsh!!
#11
dave_lunt2
yeah as long as you pay in full straight away you won't get charged any interest, you could give them a ring and explain that you didn't want credit and offer to pay on your credit/debit card over phone

if you pay straight away and the full amount you shouldn't be charged any more


thanks for help , Ile wait til that comes, (should it be now, or in 28 days? im more than likely to forget in 28 days!) and ile pay straight away, I HATE oweing people money :-(
#12
I dont even read Dimebars posts, hes always like that he just annoys everyone, no help i dont no why he comes on here.
#13
dave_lunt2
have a look here

http://www.simplyyours.co.uk/shop/policies?decoration=true&finalTarget=policies_payment

it tells you how you can pay, you can do it online from their website. I'd get it sorted asap so you don't forget


Thankyou dave i have repped you. x
#14
dimebars
why do folk who do not understand these simple concepts bother?

you opened an account, they gave you a £200 limit, you bought a vango 6-man tent disguised as a top and you owe them the cash for it.
Pay when the bill comes and pay no interest or pay the minimum amount and be forever in their debt

sheesh


How rude is that comment ??? there was no need to add it to make your other point ....soooo childishly personal.
banned#15
queenlush
How rude is that comment ??? there was no need to add it to make your other point ....soooo childishly personal.


boo hoo I am so upset
banned#16
kerri_<3_bargain
I dont even read Dimebars posts, hes always like that he just annoys everyone, no help i dont no why he comes on here.

I neither agree nor disagree with your comments about dimebar, but for certain, hes right in this instance.

It's perfectly clear on the website what you are agreeing to.

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