Heres a question for you about car insurance - HotUKDeals
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Heres a question for you about car insurance

Adam2050 Avatar
5y, 5m agoPosted 5 years, 5 months ago
Car registered at address A. Kept at address B. Insurance is registered to address B as that's where the cars kept?

Is there any problem with this?
Adam2050 Avatar
5y, 5m agoPosted 5 years, 5 months ago
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banned 1 Like #1
I'm ok with it Adam.
#2
i thought it all had to be done threw the one place , , if your car was damaged at night being stored at the wrong address were would you stand?
#3
That would be fine.
#4
The registered address is more crucial for the Police or other agencies to send speeding tickets or contact you, ie when your road tax is due to expire, it does not affect the risks of where the car is kept for insurance reasons.
#5
Thanks for the answers so far I didn't think there was anyway it could be a way for insurance companies to get out of a claim, as they never ask where the car was registered.
#6
celticjoe
i thought it all had to be done threw the one place , , if your car was damaged at night being stored at the wrong address were would you stand?


I'm not asking that Joe. Just where it's registered, it's stated on the insurance as kept elsewhere.
#7
The insurance needs to be for where the vehicle is kept. Anyone can be the owner, and can live anywhere they like, it's where the car is kept that is important for insurance purposes.

I would phone your insurance company and get them to confirm this, just to be on the safe side in case you do have to make a claim in the future.
1 Like #8
Shouldn't be a problem but would be wise to clarify this with the insurance company. The registered address doesn't affect them in any way.
#9
I'd be intrigued what the answer is Adam, as I'm in the same situation.
banned 1 Like #10
insurance for the car.. check .. result = insured
banned 1 Like #11
Hi Adam, I think you will be fine as long as you clearly say who the registered keeper is and say where the insured vehicle is kept over night.

You're right to double check though as insurers will try to get out from paying out on policies if they can!
banned#12
I am sure you can't and would be a problem if ever you had to claim

. If you register your car to one adress and insure it from another I am sure they will start asking questions as to why its registered to a different address (presumably because it is cheaper to insure it from there) if you ever make a claim. How can you prove that the car is kept at another address if they ever looked into it?

Check with your insurance company but I am sure loads of people try to do this tog et cheaper insurance (eg insure it from parents address where its cheaper but register it and keep it at your own)

They will look for any way not to payout and this is exactly the sort of thing they look for. I know somebody that couldnt renew inurance because the address on their card was registered to was different to where they were insuring the car to.



Edited By: CoffeeMaker on Jun 20, 2011 11:53

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