I was on my way to a family members just now and the motorway was closed so I took some smaller country-type roads. I was approaching a crossing, fairly busy. I needed to turn right, car in front went out, and I began to pull out slowly (it was quite a blind bend). As I moved out further a bike turned up in front of me, didn't see it at all until it was right there. I broke as hard as I could but he clipped the front of my car. Luckily he didn't fall off. I threw my hazards on and pulled over, then got out of my car to approach the guy. He wasn't there, so I waited for a min and he came back (turning his bike around I guess).
I made sure he was ok, told him how sorry I was, I didn't see him (as unoriginal as this is) and asked if he wanted to swap details. He was quite calm and didn't care for swapping insurance, just asked for my name/address and went on his way.
I'm quite shaken up now, nothing like this has ever happened before. I don't know what the best course of action is now. Should I call my insurance company and let them know there might be a potential claim or is this unnecessary?
The guy has my number if he wants to call me. I didn't get any of his details, to be honest I wasn't really thinking and was too concerned I'd caused some serious damage.
Should I just leave it as it is and move on, knowing that nothing bad has happened to us except a few scratches to the vehicles. He said himself my car is worse off (quite a big scuff on the front), the exhaust on his bike was a little scuffed apparently - I couldn't really see it.
What's made me more angry than anything is that NO ONE stopped, especially the utter b****** behind me who would have been the best witness. Faith in humanity -1.
Thnx for any advice.