Hit a motorbike on the way out, shaken up, need advice (real serious thread this time) - HotUKDeals
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Hit a motorbike on the way out, shaken up, need advice (real serious thread this time)

TGB Avatar
8y, 4m agoPosted 8 years, 4 months ago
Evening hotukdealers,

I was on my way to a family members just now and the motorway was closed so I took some smaller country-type roads. I was approaching a crossing, fairly busy. I needed to turn right, car in front went out, and I began to pull out slowly (it was quite a blind bend). As I moved out further a bike turned up in front of me, didn't see it at all until it was right there. I broke as hard as I could but he clipped the front of my car. Luckily he didn't fall off. I threw my hazards on and pulled over, then got out of my car to approach the guy. He wasn't there, so I waited for a min and he came back (turning his bike around I guess).

I made sure he was ok, told him how sorry I was, I didn't see him (as unoriginal as this is) and asked if he wanted to swap details. He was quite calm and didn't care for swapping insurance, just asked for my name/address and went on his way.

I'm quite shaken up now, nothing like this has ever happened before. I don't know what the best course of action is now. Should I call my insurance company and let them know there might be a potential claim or is this unnecessary?

The guy has my number if he wants to call me. I didn't get any of his details, to be honest I wasn't really thinking and was too concerned I'd caused some serious damage.

Should I just leave it as it is and move on, knowing that nothing bad has happened to us except a few scratches to the vehicles. He said himself my car is worse off (quite a big scuff on the front), the exhaust on his bike was a little scuffed apparently - I couldn't really see it.

What's made me more angry than anything is that NO ONE stopped, especially the utter b****** behind me who would have been the best witness. Faith in humanity -1.

Thnx for any advice.
TGB Avatar
8y, 4m agoPosted 8 years, 4 months ago
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#1
Did you get any of his details at all, even if it was just his reg plate?

I'd say your best bet is just to give the police a quick call to report the accident, as if you do need to claim on the insurance I'm pretty sure they'll want you to have reported it to the police anyway. If you haven't got any of his details, then I'd say you might well not hear back from him again, especially if he doesn't actually have any insurance, which could be the case if he didn't want to give insurance details.
#2
he's probably all shaken, and like you experienced so shocked that it doesnt really hit you (pains, internal bleeding etc) till later.

--- charlie&lola is right, at least you covered the first base.
banned#3
Seems to me that a quick call to the insurance is probably a good idea. You don´t want them saying later that you didn´t report it to them. However I wouldn´t think you will hear any more from the bike rider. Maybe no insurance or maybe no major damage. Good luck though.
#4
You should never give your details without gettin theres too, first of all you are increasing your chances of identity fraud and second of all this person could give your details to someone who they know who has injuries of some kind and they could blindly claim it was you who hit them, unlikely but is a possible scenario.

Also def report to police and insurance people asap,
else if they report you with some garbage story there are details of a report by you early on and looks better for you.
banned#5
I'll leave the others to advise you as I don't drive. Just glad you're ok, accidents happen and it could have been much, much worse! :thumbsup:
#6
Someone was watching over the biker today! Its amazing he managed to clip you and stay on. Kudos to the man for that. He was probably in as much shock as you! Fair play to you too for waiting around for him to come back, many would have floored it and left as the biker "seemed" to carry on. If he was ok then I dont think a claim will be coming,, I do have to wonder why he wanted your name and address though, was this a sports bike, custom or what? Maybe you will have the local chapter coming to your doorstep (just kidding).

Seriously though he was lucky and so was you.

Regards police: you only have to inform the police I think if someone is injured, the guy says he was fine so no worries.

Country roads are dangerous especially for bikers, you need to be vigilant at all times. My cousin was off work for a few months last year from an accident where he broke his shoulder on a blind bend on his bike, 3am on his way to work as a milkman he rounds a corner "whack" straight into - the side of a bloody cow of all things, try explaining that on your insurance claim!
banned#7
Hmmm. I thought it was illegal to drive off at the scene of an accident?

I think it would be in your interests to call the police and report the incident, else risk getting into any problems on that front. The motor cyclist should do the same, though as youve said he has your details, he may be exempt.

Why did he ask for your details? Was their damage to his bike? Did you see if there was - or did he just drive off? I would have thought he had to give you his details also, so another reason for you to report as well. (I'm sure he is legally bound to hand over those details.)
#8
v2drinkers
Report it to the police and get an incident number to cover yourself.
Take photo's of your vehicles damage and keep them safe.

Then remember when in an accident try and get as much information as possible and take photo's (camera phones are brilliant for this) to show damage.

Chances are the motorcyclist wasnt insured and thats why he didnt give you his details.


yes also this is well put, take pictures of your car in case what i sed in my thread happens and this person makes up some bull to a friend claiming u hit them, the non existent damage to ur car will not tally with any possible fake injuries that you have caused them, this is of course for back up purposes and may not even happen.
#9
harlzter
Someone was watching over the biker today! Its amazing he managed to clip you and stay on. Kudos to the man for that. He was probably in as much shock as you! Fair play to you too for waiting around for him to come back, many would have floored it and left as the biker "seemed" to carry on. If he was ok then I dont think a claim will be coming,, I do have to wonder why he wanted your name and address though, was this a sports bike, custom or what? Maybe you will have the local chapter coming to your doorstep (just kidding).

Seriously though he was lucky and so was you.

Regards police: you only have to inform the police I think if someone is injured, the guy says he was fine so no worries.

Country roads are dangerous especially for bikers, you need to be vigilant at all times. My cousin was off work for a few months last year from an accident where he broke his shoulder on a blind bend on his bike, 3am on his way to work as a milkman he rounds a corner "whack" straight into - the side of a bloody cow of all things, try explaining that on your insurance claim!


Thanks :) It was what I'd describe as a small "Angel" or whatever those bikes are on GTA :) Free-something in San Andreas. He was a big guy, stereotypical biker ;) So yeah, I was lucky too!

I realise it prob would have been easy to drive off as he went round the next corner but that didn't cross my mind at all. I was disgusted that nobody else stopped, but I hear about cases like that all the time in much worse incidents.

I'm tempted to call my insurance company to report that there might be a potential claim, I'm afraid that if he decided to go for a claim and I hadn't reported it'd look as if I'd driven off or something??

Yeah no injuries, he walked to my car and me to his bike. Both asked if we were ok, shook each others hand afterwards.
#10
... waiting for OH to come back --> a biker. although unlikely as this is London not countryside.
banned#11
TGB

Yeah no injuries, he walked to my car and me to his bike. Both asked if we were ok, shook each others hand afterwards.


So was there any damage to his bike? Doesnt appear to be any reason for him to make a claim unless there was (and youve already said he wasn't injured.)

I'm tempted to call my insurance company to report that there might be a potential claim, I'm afraid that if he decided to go for a claim and I hadn't reported it'd look as if I'd driven off or something??


Agreed I think it best you mention this fact to them.
#12
im a biker. whos "fault" you reckon it is? If it was yours (not blaming you) then he must be a nice guy. I havnt had any crashes yet...touch wood!

I wouldn't do anything bout it. strange how he wanted your details though. Unless he is gonna claim on the insurance on his exaust lol
#13
File this incident with the police, so they have it on record. Explain EVERYTHING.

This will cover your back.( say you was abit shook up this is why you failed to take HIS details)

Secondly you may find his insurance will contact you in a few days using the details you supplied.

Throw some personal injury claim in as well, when he realises a trip to the local A & E complaining of something hurting....


HOWEVER he may be totally cool with no desire or need to contact you
#14
I decided to call the local police station for a bit of advice and to get a case number just to be safe. They gave me the number and told me I could call into my local station within the next 24 hours and bring my driving license, insurance and MOT details with me. So this is what I'll do tomorrow as they're closed now.

I think I've done the right thing.

Yes I think it was my fault, though I couldn't tell you if the biker was going too fast etc etc or not. I didn't see him until he was right on my car. I read that 'how many accidents have you had' thread on here the other day - that's what's done it. I'm tempted to start a claim against whoever started that thread, think I'll be PM'ing them next. :thumbsup:
#15
Best report it and tell insurance. If you dont tell your insurance co they might void your insurance if you ever have to claim, even for theft. I mentioned to mine that I had been made redundant and they said £72 more please cuz I was more likley to use my car !!!! DUH ! thanx AA. But when I said I wish I never said they told me it would make cover invalid.
Had the last laugh tho, canceled under 7 day distance rule and joined Churchil, just £144 cheaper YaY !!!!!!!!!
#16
Better to cover your backside.
#17
Yeah, as he has your details, there is the potential for him to mull over it and think about any claim, albiet insurance or injury. I would have thought it's best to at least report it to the police to cover your own back, just incase this does happen. Hopefully though as you said, all is fine and nothing will come of it. I know it's easier said than done, but try not to worry about it all too much, from the sound of it, it seems like you may have both had a 'lucky escape' if that makes any sense. Good luck :)
#18
samwhitewick
I wouldn't do anything bout it. strange how he wanted your details though. Unless he is gonna claim on the insurance on his exaust lol


It is possible he might make a claim for the exhaust (some can be quite expensive) or damage to the fairing so its probably best to report it to your insurance company just in case
#19
The definition of an RTC (road traffic collision) is "owing to the presence of a motor vehicle on a road an accident occurs which causes injury to any person other than the driver or damage to another motor vehicle etc...
Harzler is again correct (this is becoming a habit, me saying this) The Police will not generaly get involved with a damage only RTC unless there is evidence of a careless driving. This is why we pay our insurace companies so much money every year. It is their responsibilty.
If the other driver has not given you his details, he HAS comitted an offence and the police may be interested in this. However, you would obviously need a reg number or similar to ID him.
Both parties are required to remain at the scene and furnish details of (generally) the driver of each vehicle, the owner if different and the registration number. This is to enable the expediting of insurance claims etc.
Although he hasnt indicated that he was hurt to you, he may inform the police if he happens to get whiplash or similar later on. If this happens he will need to contact the police as his insurance company will generally want an incident number etc. The police will then investigate.
You have had some good advice here already about taking pictures etc. If I was you I would write down a detailed summary of your account and take pictures of the location also. As he may not complain to the police or insurance company for awhile and you will find writing things down will help with your recollection if required at a later date.
You seem to have complied with the law and no-one was hurt so fingers crossed that will be the end of it. I you need anything further let me know
#20
agreed report it to the police,late one night driving home a guy ran out in front of me,I broke hard but hit him,he kind of rolled across the bonnet picked himself up and ran off,on a pitch black road I clled out after him but being a woman alone didnt feel safe so drove home and called the police who duly arrived on my doorstep to breathalyse me,never did hear anything else about it but it shook me up bigtime,its a good job i didnt get in and reach for a bottle to calm my nerves lol

There was a big spate of burglaries in the area at the time and the police mentioned that he was probably up to no good hence him running off,bet he hurt like hell the next day!
#21
Road traffic law requires all parties to be breathalysed and their documents checked. Dont worry, its not just you, we have to do this for everyone. It also negates the fact that the other driver may claim you were drunk, at least if you are breathalysed you can PROVE you werent
#22
ADZ1478
Road traffic law requires all parties to be breathalysed and their documents checked. Dont worry, its not just you, we have to do this for everyone. It also negates the fact that the other driver may claim you were drunk, at least if you are breathalysed you can PROVE you werent
very true,did wonder at the time mind you,would you really call the police if you were drunk in my situation:?
#23
Thanks very much for the advice guys.

I've contacted the police & got a case ID (see my last post), filing an incident report tomorrow to be on the safe side, taken pictures of my car, got all my documents at hand and taken a log of events.

I know I'm probably overreacting but it did shake me up quite a bit. A member of my family lost their life on a motorbike so it all gets kinda thrown into the mix. If I hadn't reacted so quickly perhaps he had fallen and things would have been much worse. Lots of 'what ifs'. Being this is the first accident I've ever had on the road probably exaggerates it x10000 too.

Brilliant help here as usual!

I really hope tomorrow will be the end of it! (the incident and this thread - probably the first serious thread I've posted since 'ne hot girls wanna cyber???')
#24
ADZ1478;2598757

Harzler is again correct (this is becoming a habit, me saying this)

Thank you kind sir!
#25
By telling him that you were "sorry" you are admitting liability.
Most insurance companies reccomend that you do not admit liability.

Glad noone was hurt
#26
You need to report RTA's to the police even if no one was hurt. You can record your details and your view of the whole thing, as he may do the same.
#27
Moderate One
By telling him that you were "sorry" you are admitting liability.
Most insurance companies reccomend that you do not admit liability.

Glad noone was hurt


I dunno if I said "sorry" as such, more just kind of shocked jibberjabber. I was just very concerned for him, even though it was a very minor incident.

2 cars collided in the road next to me the other week, I was one of the first on the scene, slapped my hazard lights on and got out to see everyone was ok. The lady was obviously very shaken up and said something like 'Sorry I don't know what happened' or something to that effect. The guy says to me "You hear that, she admitted liability, can I take your details so you can confirm that with my insurance company?"
I stayed on scene for a good 30 mins and calmed them both down (cars were prob writeoffs). When I eventually did speak to his insurance company I made damn sure they knew she was obviously very shocked, I didnt see the incident happen and wouldn't say anyone admitted libablity.
Again, at least a million people just drove passed. :roll:

I always thought if I were to hit someone it'd be a pretty young lady who I'd manipulate into giving me her phone number for insurance purposes. In fact before I joined HUKD I was considering ramming random women on the road to meet new people, but luckily there's plenty to choose from on here.

:thumbsup:
#28
don't want to put a damper on things but you may find once the biker has got home and thought about it he might put a claim in for all sorts of things.

It would have been a good idea to get witnesses to the incident,

I had a low speed crash with a biker years ago, no real damage was caused but in the end he claimed for, new leathers, crash helmet and numerous other things, which i know for a fact weren't damaged in the incident with me.

Not saying this guy is going to do the same to you but it could happen
#29
souljacker
don't want to put a damper on things but you may find once the biker has got home and thought about it he might put a claim in for all sorts of things.

It would have been a good idea to get witnesses to the incident,

I had a low speed crash with a biker years ago, no real damage was caused but in the end he claimed for, new leathers, crash helmet and numerous other things, which i know for a fact weren't damaged in the incident with me.

Not saying this guy is going to do the same to you but it could happen


Yep mate, that's what I'm afraid of. I would have got witnesses but EVERYONE drove on by, and I was the only person in my car.

Sorry to hear about your incident, what a shame some people take advantage like that. :x

Did you file a police report after it happened so your side of the story was on record?
#30
Just want to clarify that if a biker falls and hits his helmet on the floor than that is a write off and he has all the rights to claim for a new one.
#31
TGB
Yep mate, that's what I'm afraid of. I would have got witnesses but EVERYONE drove on by, and I was the only person in my car.

Sorry to hear about your incident, what a shame some people take advantage like that. :x

Did you file a police report after it happened so your side of the story was on record?


I didn't no, should of done really, it was a few years ago now when i was young and naive, the claim took over a year to sort out with our two insurance companies arguing over it.

I know what to do if it ever happens again though


Bikebarbie
Just want to clarify that if a biker falls and hits his helmet on the floor than that is a write off and he has all the rights to claim for a new one.


not sure if you are referring to my post but to clarify the biker i hit did hot hit his head or any other part of his body on the floor :thumbsup:
#32
not sure if you are referring to my post but to clarify the biker i hit did hot hit his head or any other part of his body on the floor


I was ... but since I don't know anything about your accident and didn't want to jump to conclusions I just made a general statement that ....:thumbsup:
#33
*Pulls out at a junction to stop Bikebarbie jumping to conclusions*

j/k :-D Humour is my best remedy for overcoming something serious! :thumbsup:

Wanna swap insurance details?
#34
I think you have now done the correct thing in reporting the incident to the police although as you have given your details and you had no reason to suspect an injury you weren't bound to - I suspect your insurance company would also expect you to report any accident; adviceguide.org has this to say:-
What must a driver involved in a traffic accident do

A driver involved in a traffic accident should stop whether or not the accident was their fault if:-
anyone, other than themselves, is injured; or
another vehicle, or someone else’s property, is damaged; or
an animal in another vehicle or running across the road is injured; or
a bollard, street lamp or other item of street furniture is damaged.

If you have to stop, you must remain near the vehicle long enough for anyone who is involved directly or indirectly in the accident to ask for details. This could be, for example, the owner of an injured animal, a relative of someone who is injured, or the police. The driver must then give their name and address, the name and address of the owner of the vehicle (if the driver is not the owner), and the registration number of the vehicle.

The driver may also have to report the accident to a police officer or at a police station, in person, as soon as practicable and in any case within 24 hours. This duty arises whenever the driver has not given their name and address at the scene of the accident, whether or not they were asked to do so.

If any personal injury is caused to another person, the driver must also produce a valid insurance certificate if asked to do so by a police officer, injured person, or anyone else directly or indirectly involved in the accident. If the insurance certificate is asked for, but not produced at the time, the accident must be reported to a police station as soon as practicable, or in any case within 24 hours, and the insurance certificate must be taken to a police station within seven days of the accident. However if the driver is asked at the time of the accident to produce insurance details and does so, there is no further obligation to report the accident to the police, as long as they have complied with the duties described above.
#35
Thanks for the extra advice. Looks like I've gone down the right path so far. Will contact my insurance company tomorrow too if that needs doing. :)
#36
TGB
In fact before I joined HUKD I was considering ramming random women on the road to meet new people, but luckily there's plenty to choose from on here.
:thumbsup:


That sounds pretty desperate mate - could also be expensive on the insurance ;-)

I think my mate has come up with the best scheme for meeting pretty girls; he wrote a screenplay and posted it on a website "director seeks cast and crew" - within a couple of days his inbox was full of mails from pretty girls wanting to meet him :thumbsup:
#37
TGB
*Pulls out at a junction to stop Bikebarbie jumping to conclusions*

j/k :-D Humour is my best remedy for overcoming something serious! :thumbsup:

I am glad I put a smile back in your face :)

Wanna swap insurance details?


how much are you willing to pay?:thumbsup:
#38
Went into the cop shop today, got it all on record then called my insurance company with all the details.

All taken care of and unless he puts in a fake claim I won't hear anything else about it.

Cop told me I did the right thing which was assuring.

Will know what to do next time I feel like clobbering someone on the road, so cheers HUKD!
#39
Well done - glad that it's sorted for you :thumbsup: :)

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