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Holiday season is approaching...

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So Christmas is behind us and judging by the threads appearing recently thoughts are turning to holidays. If you are thinking of booking, please please please remember travel insurance. I have read th… Read More
psychobitchfromhell Avatar
6m, 2w agoPosted 6 months, 2 weeks ago
So Christmas is behind us and judging by the threads appearing recently thoughts are turning to holidays. If you are thinking of booking, please please please remember travel insurance. I have read three reports in our local rag this week where people have been left with massive bills due to relatives being taken ill or worse while abroad without travel insurance. For the sake of a few quid you could save unimaginable heartbreak,and don't forget you may be able to claim if you need to cancel or change your plans.
psychobitchfromhell Avatar
6m, 2w agoPosted 6 months, 2 weeks ago
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banned 10 Likes #1
Yep. Read the same.

Families resorting to crowd funding to get bodies back because the skinflints could afford £5k to go to the USA, Australia & Asia etc but couldnt be bothered to spend £50 on insurance.
3 Likes #2
Good advice and also worth paying extra for car insurance too, collision damage waiver can be included for a little more and saved me probably hundreds a few years back when someone hit my parked rental car and I didn't know until dropped it back at the airport in the dark.
5 Likes #3
Good advice also if you are going to Europe dont forget your free EIHC card
https://www.gov.uk/european-health-insurance-card
5 Likes #4
archer1204
Good advice also if you are going to Europe dont forget your free EIHC cardhttps://www.gov.uk/european-health-insurance-card
Absolutely. But don't make the mistake of thinking this replaces travel insurancw
1 Like #5
Can anyone recommend any good travel insurance companies as you hear some horror stories about some of them oO
banned 2 Likes #6
summerof76
Can anyone recommend any good travel insurance companies as you hear some horror stories about some of them oO

Look for the underwriters lloyds, axa, rsa, Zurich etc

http://www.insurancetimes.co.uk/the-insurance-times-top-50-insurers-2015/1416344.article

Edited By: YouDontWantToKnow on Jan 10, 2017 01:26
2 Likes #7
Insurance companies always look for loopholes - so if you have developed any issues, ie: cancer treatment.. even on a long standing policy - inform them to keep yourself protected. They may not increase the premium and you shall have total peace of mind!
#8
mines with bank ...booked last week 11 nights in salou with kids in july ;)<3
#9
I think some people are happy to take the risk of having no insurance, and because in this country we are sheltered from the true cost of healthcare, people don't realise how quickly bills can rack up.

I ran up an 8k bill in Florida after a very small diving accident, and a relative who had a triple heart bypass in the states last year was presented with a bill for 220k, admittedly his insurance company picked up the tab, bar for some "deductibles" which weren't included and he had to find 25k.
#10
DKLS
I think some people are happy to take the risk of having no insurance, and because in this country we are sheltered from the true cost of healthcare, people don't realise how quickly bills can rack up.
I ran up an 8k bill in Florida after a very small diving accident, and a relative who had a triple heart bypass in the states last year was presented with a bill for 220k, admittedly his insurance company picked up the tab, bar for some "deductibles" which weren't included and he had to find 25k.

Medical care is a joke in the US, I wonder how much the same would have cost in other countries.. For 220k you would think you could hire a surgeon, a gp, and a few nurses to just follow you around for a full year in case you need them :s
#11
YouDontWantToKnow
Yep. Read the same.
Families resorting to crowd funding to get bodies back because the skinflints could afford £5k to go to the USA, Australia & Asia etc but couldnt be bothered to spend £50 on insurance.
I prefer stay in the UK, get the care I pay for with my NI contributions and have travel with my home insurance.
Why spunk £5k on a holiday when there is much to see here.

(Yes we will go to the states at some point, after we know if Trump has ruined it or not)
1 Like #12
Oneday77
YouDontWantToKnow
Yep. Read the same.
Families resorting to crowd funding to get bodies back because the skinflints could afford £5k to go to the USA, Australia & Asia etc but couldnt be bothered to spend £50 on insurance.
I prefer stay in the UK, get the care I pay for with my NI contributions and have travel with my home insurance.
Why spunk £5k on a holiday when there is much to see here.
(Yes we will go to the states at some point, after we know if Trump has ruined it or not)
I like your patriotism but are you really suggesting for all the stunningly beautiful interesting places in the world you prefer to stay in the uk for your holidays.
#13
archer1204
Oneday77
YouDontWantToKnow
Yep. Read the same.
Families resorting to crowd funding to get bodies back because the skinflints could afford £5k to go to the USA, Australia & Asia etc but couldnt be bothered to spend £50 on insurance.
I prefer stay in the UK, get the care I pay for with my NI contributions and have travel with my home insurance.
Why spunk £5k on a holiday when there is much to see here.
(Yes we will go to the states at some point, after we know if Trump has ruined it or not)
I like your patriotism but are you really suggesting for all the stunningly beautiful interesting places in the world you prefer to stay in the uk for your holidays.
For now yes. Don't get me wrong the weather could be much nicer. However we've done The West Highland Way, Great Glen Way, Speyside Way and Fife coastal path. All with their own stunning scenery.
Maybe not on Grand Canyon scale or other such areas but worth seeing for a fraction of the cost.
1 Like #14
Oneday77
archer1204
Oneday77
YouDontWantToKnow
Yep. Read the same.
Families resorting to crowd funding to get bodies back because the skinflints could afford £5k to go to the USA, Australia & Asia etc but couldnt be bothered to spend £50 on insurance.
I prefer stay in the UK, get the care I pay for with my NI contributions and have travel with my home insurance.
Why spunk £5k on a holiday when there is much to see here.
(Yes we will go to the states at some point, after we know if Trump has ruined it or not)
I like your patriotism but are you really suggesting for all the stunningly beautiful interesting places in the world you prefer to stay in the uk for your holidays.
For now yes. Don't get me wrong the weather could be much nicer. However we've done The West Highland Way, Great Glen Way, Speyside Way and Fife coastal path. All with their own stunning scenery.
Maybe not on Grand Canyon scale or other such areas but worth seeing for a fraction of the cost.
Fair enough if its a budget thing but theres so much to see out there and experience
This so far is one of my favourite places to visit and was cheaper than holidaying in the UK.
https://www.travelmoodz.com/uploads/content/image/Plitvice-Lakes-National-Park-Croatia.jpg
#15
sidesey
Good advice and also worth paying extra for car insurance too, collision damage waiver can be included for a little more and saved me probably hundreds a few years back when someone hit my parked rental car and I didn't know until dropped it back at the airport in the dark.
And dont forget excess damage waiver along with CDW. Some companies have £1000 excesses! Eg easycar
#16
chocci
sidesey
Good advice and also worth paying extra for car insurance too, collision damage waiver can be included for a little more and saved me probably hundreds a few years back when someone hit my parked rental car and I didn't know until dropped it back at the airport in the dark.
And dont forget excess damage waiver along with CDW. Some companies have £1000 excesses! Eg easycar

and use a third party for this not the overpriced one the hire company will try and sell you
#17
mattmerch
chocci
sidesey
Good advice and also worth paying extra for car insurance too, collision damage waiver can be included for a little more and saved me probably hundreds a few years back when someone hit my parked rental car and I didn't know until dropped it back at the airport in the dark.
And dont forget excess damage waiver along with CDW. Some companies have £1000 excesses! Eg easycar
and use a third party for this not the overpriced one the hire company will try and sell you
I always use the ones that include it eg autoreisen (cost me £70 for car with fair fuel policy, full edw/CDW for a week). Avoid the rip off merchants like goldcar , argus, easycar)

Edited By: chocci on Jan 11, 2017 08:55
#18
another top tip make sure you use official sites for evisas not 3rd party sites that scam you
alaways annoys me that my wife never seems to need a visa and I do :( guess it will get even worse with us leaving the E.U.

Edited By: mattmerch on Jan 11, 2017 09:34: mwaaaaaah

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