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How do young people expect to get insured when they have passed there test

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When the insurance is £3500! its ridiculous, how can any 17 year old afford that (apart from the kfc). its just stupid Read More
dean3988 Avatar
8y, 2w agoPosted 8 years, 2 weeks ago
When the insurance is £3500! its ridiculous, how can any 17 year old afford that (apart from the kfc). its just stupid
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dean3988 Avatar
8y, 2w agoPosted 8 years, 2 weeks ago
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#1
not all cars cost £3500 to insure - what you want to insure, an Impreza??
#2
After reading your previous threads, I applaud any insurance company that gives you a sky-high premium.
The roads will be much safer.
#3
Get a sensible car then ?
#4
bassman_uk
not all cars cost £3500 to insure - what you want to insure, an Impreza??


A 1.0 litre corsa!
#5
waterloo
Get a sensible car then ?


a corsa, with a 1 liter engine, it doesnt get more sensible than that
#6
dean3988
A 1.0 litre corsa!


If you want a cheaper premium don't buy a boy-racer mobile (saxo, corsa etc)
#7
where abouts do you live? any points or convictions?
#8
You must be living in a rough area.
#9
teambintip
If you want a cheaper premium don't buy a boy-racer mobile (saxo, corsa etc)


Well what else is there thats under 1.2 and isnt gay
#10
thesaint
After reading your previous threads, I applaud any insurance company that gives you a sky-high premium.
The roads will be much safer.


+1
banned#11
i had a saxo 1.1i as my first car, car cost £800, insurance cost £1400, then £1100 with passplus.
#12
landofdan
where abouts do you live? any points or convictions?



Spriggan
You must be living in a rough area.


In a newly built house estate, barely any crime about, in a good area
#13
dean3988
a corsa, with a 1 liter engine, it doesnt get more sensible than that


I don't know about sensible lol maybe they read the thread you made about the car chase ?:)
#14
dean3988
a corsa, with a 1 liter engine, it doesnt get more sensible than that


Did you give your postcode as Beirut?

Usually when the premiums are this high on sensible cars, it means the company don't want to take the risk on you.

Find one that specializes in young drivers, and it will come down - probably still over a grand though.

Best bet is to buy a banger - insure 3rd party only, build up no claims, then after about 2 or 3 years, get a nice car.

Chances are, you'll have had any accidents that, as a young male driver, you will have had.

Happy days!!
#15
dean3988
Well what else is there thats under 1.2 and isnt gay


Not sure what you mean by "gay", are you still at school or something?
#16
dean3988
Well what else is there thats under 1.2 and isnt gay


:giggle: aww dean you do make me laugh, good luck with finding something reasonable
#17
thesaint;5181536
After reading your previous threads, I applaud any insurance company that gives you a sky-high premium.
The roads will be much safer.

I totally agree however it does mean there will be more uninsured drivers on the roads because young drivers can't afford it.
#18
go on admiral.com

add ur mum and dad as 2nd and 3rd named drivers, my premium is £800 a year for an astra 1.8 sri and im 19(H)

EDIT: I am the main driver on the policy
banned#19
oh and my £1100 was third party.
banned#20
My insurance has never cost me over £400 and I've been insured since 17 and am 22 now.

They probably know about you running away from the cops etc and take into account how 'reponsible' you are.
banned#21
Spriggan
I totally agree however it does mean there will be more uninsured drivers on the roads because young drivers can't afford it.


All uninsured drivers need their bits cutting off, pees me right off.
#22
LooL

Any Previous? Is that as a Provisinal License or Full?

New Corsa or Old Corsa?

Back in 1997 I paid £1200 For a 1989 F-Reg Fiesta....

Insurance is expensive when you first start driving, makes some moronic 17yr Male drivers think twice about driving like a Cupid Stunt (man am I gonna get struck down for that :-D )
banned#23
H_K
My insurance has never cost me over £400 and I've been insured since 17 and am 22 now.

They probably know about you running away from the cops etc and take into account how 'reponsible' you are.


well you havent been on your own policy.
banned#24
hippoface
well you havent been on your own policy.


Haha, urm yes I have. You know my personal details now do you? I expect you'll be telling me I don't also have 5year no claims but I do have 3 eyes?

Ive been the policy holder the whole time. with a p reg vauxhall astra. It isnt the best looking car, but 1.4, surprisingly speedy, roomy and exaclty what I need. Get charged more as they class it as a category 6 sports car (wtf) otherwise it would be about £300
#25
H_K
Haha, urm yes I have. You know my personal details now do you? I expect you'll be telling me I don't also have 5year no claims but I do have 3 eyes?

Ive been the policy holder the whole time. with a p reg vauxhall astra. It isnt the best looking car, but 1.4, surprisingly speedy, roomy and exaclty what I need. Get charged more as they class it as a category 6 sports car (wtf) otherwise it would be about £300


So who's your insurance with then?
banned#26
H_K
My insurance has never cost me over £400 and I've been insured since 17 and am 22 now.


That's because you're a girl

Dean my first car was a £75 fiesta 1.1 and yeah it was gay but everyone's first car is gay was back in 2002 btw. Cost something like £800 third party fire and theft with Tesco, I got 10% staff discount and 0% APR on the monthly instalments for the insurance. It failed it's MoT but lasted 6 months :)
#27
i was in the same boat as u when i started driving. ive got a 1.2L Clio Extreme 2004, and the car cost £3600 and insurance companies wanted 3000.
i called norwich union, and asked for 'open driving', put my dad as named driver, and any one with a licence can drive my car fully comp for £500 a year :) (unnamed)
im not bothered about no claims bonus anyway, i will save £1000's the way im doing it, because when you get to like 23 it plummets anyway.
. anywho, this year, upon renewal, it was only £300.
banned#28
dean3988
So who's your insurance with then?


Direct Line and always has been. But they won't offer boy racers a good deal, like Lumor says;


lumoruk
That's because you're a girl



yep indeedy. Breasticles strike again!
#29
H_K
Direct Line and always has been. But they won't offer boy racers a good deal, like Lumor says;




yep indeedy. Breasticles strike again!


i dont get it, people always bang on about female equality, but i think theyve missed it when it comes to insurance...
#30
H_K
Direct Line and always has been. But they won't offer boy racers a good deal, like Lumor says;




yep indeedy. Breasticles strike again!


LMAOO
#31
>its just stupid

Sorry, but "its" not stupid, but many 17 year old drivers are.

So many stupid young men kill their girlfriends in car accidents a special web site has been set up just for that one topic.

http://www.fmg.org.uk/

And look at these facts

"Young drivers are hugely over-represented in collision and traffic fatality statistics. On average, over 1,800 young male drivers and over 1,000 female passengers are killed or seriously injured in road traffic collisions in the UK every year. Male drivers aged 17-24 are three times as likely to be killed or seriously injured as a female driver"

http://www.safetycamera.org/communications/latest-news/2009/feb/3/kill-your-speed-not-your-girlfriend
.
banned#32
dantheman3989
i was in the same boat as u when i started driving. ive got a 1.2L Clio Extreme 2004, and the car cost £3600 and insurance companies wanted 3000.
i called norwich union, and asked for 'open driving', put my dad as named driver, and any one with a licence can drive my car fully comp for £500 a year :) (unnamed)
im not bothered about no claims bonus anyway, i will save £1000's the way im doing it, because when you get to like 23 it plummets anyway.
. anywho, this year, upon renewal, it was only £300.


It's 25 not 23, you are driving illegally by having your dad as the named driver as a colleague at work found out. He got his car impounded, 6 points on his license and now has to retake the extended driving test. Good luck with your money saving scheme :whistling:
banned#33
dantheman3989
i dont get it, people always bang on about female equality, but i think theyve missed it when it comes to insurance...


Yeh but lets be honest, women know how to drive :thumbsup:


But seriously, 90% Of the racers here in nottingham are lads, who must be on benefits to afford the petrol they waste driving up and down. Same back home, very few girls find fun in driving in circles with music pumping, and I reckon RTA stats would back me up.
#34
lumoruk
It's 25 not 23, you are driving illegally by having your dad as the named driver as a colleague at work found out. He got his car impounded, 6 points on his license and now has to retake the extended driving test. Good luck with your money saving scheme :whistling:


whats illegal about it lol? my dad drives it, i drive it, my mum drives it? :thumbsup:
un named drivers are insured to drive it, so in what way is illegal?
#35
lumoruk
but everyone's first car is gay


Peugeot 205 1.9 GTi for me. :)
banned#36
guilbert53
>its just stupid

Sorry, but "its" not stupid, but many 17 year old drivers are.

So many stupid young men kill their girlfriends in car accidents a special web site has been set up just for that one topic.

http://www.fmg.org.uk/[/url

[url]http://www.safetycamera.org/communications/latest-news/2009/feb/3/kill-your-speed-not-your-girlfriend
.


One of my school friends was killed on a first date with a 18yr old lad. Drove them both into a ditch at 80mph. He walked away, she didn't.
#37
H_K
Yeh but lets be honest, women know how to drive :thumbsup:


But seriously, 90% Of the racers here in nottingham are lads, who must be on benefits to afford the petrol they waste driving up and down. Same back home, very few girls find fun in driving in circles with music pumping, and I reckon RTA stats would back me up.


true, but you could say the same thing about male buiilders, we know how to build - the MAJORITY are better lifters etc :thumbsup:
banned#38
dantheman3989
true, but you could say the same thing about male buiilders, we know how to build - the MAJORITY are better lifters etc :thumbsup:


Yes, which is why more men get building contracts than women :thumbsup: but women are better drivers so get cheaper insurance than men
#39
H_K
Yes, which is why more men get contracts than women :thumbsup: but women are better drivers so get cheaper insurance than men


yep, but there are always women protesting to get this changed, but i would put a tenner on no one protesting for equality in certain departments where women gain advantage, such as insurance.
#40
H_K
Yes, which is why more men get building contracts than women :thumbsup: but women are better drivers so get cheaper insurance than men


Id say safer dont think id say better. Dont see many women fighting it out for the F1 Championship!!

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