How does the BNPL thing work on additions direct? - HotUKDeals
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How does the BNPL thing work on additions direct?

Blaah Avatar
banned6y, 6m agoPosted 6 years, 6 months ago
Hi, was wondering if anyone could explain how it works?
it says interest free if I pay it off before the BNPL deadline or something..

Anyone used this before?
Thanks! :)
Blaah Avatar
banned6y, 6m agoPosted 6 years, 6 months ago
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1 Like #1
You don't have to pay anything but you can still pay any amount per month, as long as you pay the full amount by the due date. However - even if you do pay, your balance will show as in credit, they do not deduct from your BNPL balance, once you have paid in full (before the due date) ring them to assign the payments to the bnpl balance. If that makes sense!
banned#2
geegee-pinata
You don't have to pay anything but you can still pay any amount per month, as long as you pay the full amount by the due date. However - even if you do pay, your balance will show as in credit, they do not deduct from your BNPL balance, once you have paid in full (before the due date) ring them to assign the payments to the bnpl balance. If that makes sense!


Hmm, so it says pay May 2011..
The order is £138..

If I put lets say £50 into my account for the next 3 months would that finish the payments or?
#3
Say you buy someting for £150, and the buy now pay paler is next May

In April statement it will tell you you need to pay £150 before the next one otherwise it will appear on your May statement with 1 years worth of intrest

You can also pay x amount a month which will show as a credit , once it gets to £150 ring them and ask them to apply it to the BNPL items you will then pay no intrest on them
#4
Make sure when you make a payment, you ask for it to be deducted from the buy now pay later orders balance.. Important you do that, otherwise the interest won't get deducted when cleared.

I do a BNPL every year on littlewoods, just wait for a good discount code to come out and it's interest free 12 months.. Works well providing you make sure to keep track of it.
banned#5
deanos
Say you buy someting for £150, and the buy now pay paler is next May

In April statement it will tell you you need to pay £150 before the next one otherwise it will appear on your May statement with 1 years worth of intrest

You can also pay x amount a month which will show as a credit , once it gets to £150 ring them and ask them to apply it to the BNPL items you will then pay no intrest on them


spritey
Make sure when you make a payment, you ask for it to be deducted from the buy now pay later orders balance.. Important you do that, otherwise the interest won't get deducted when cleared.

I do a BNPL every year on littlewoods, just wait for a good discount code to come out and it's interest free 12 months.. Works well providing you make sure to keep track of it.


Thankyou very much guys, been a great help! :thumbsup:
#6
:):)

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