Me and my girlfriend have finally decided to get off the renting ladder and climb the property one instead, so we've just started looking around at houses.
This morning, I got a phone call from the estate agents I rent through and they say that my lease is up at the end of August and not the end of September that they originally told me (to be honest I always thought it was August in the back of my mind!) so me and the missus are now frantically looking for mortgages.
We know the swapping of contracts and solicitors will be a bit slow, but we just want to know how long it normally takes for a bank to offer you an amount. It looks like we'll be heading back to my parents house while all the contract wrangling is sorted out.
This morning I've applied online at lloyds tsb and nationwide, with alliance & leicester and NHS mortgages (my girlfriends employer) calling us back over the weekend.
Also, if anyone knows of a great mortgage, I'm a very receptive person with lots of rep to give away!