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HPI check?

tracymac Avatar
8y, 7m agoPosted 8 years, 7 months ago
Looking to buy a car in a private sale so just to be on the safe side going to do an HPI check.

The offical HPI site charges £19.95 for this but the RAC only £5 - so whats the difference?

Has anyone used either of these services that they can recommend?
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tracymac Avatar
8y, 7m agoPosted 8 years, 7 months ago
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#1
i just recently did a RAC one for a fiver, it pretty much gives u the details it says ie weather it has any finance, insurance write off etc, its pretty useful for a fiver but i wouldnt be happy paying £19.95, it also gives you 30 days to put in the registration cert details for more comprehensive details if you dont yet have it.
#2
i think the £19.95 hpi check give you your money back if after you have purchased the car it comes back as stolen,financed etc which might not show up if recently stolen(owners might be on hols when stolen and not reported yet if you know what i mean)

dont know if the £5 rac check doe this
#3
I paid for an hpi check on my car before purchase and there was finance outstanding thankfully it was sorted quickly but well worth a fiver or even £20 in my opinion could save a whole lot of trouble down the road
#4
Thanks for the advice - just ran a check on RAC & guess what previous write-off!!!!!!!!

It had a private plate & the RAC check gave the previous reg no & date of write-off etc - a fiver well spent!!!

""i think the £19.95 hpi check give you your money back if after you have purchased the car it comes back as stolen,financed etc which might not show up if recently stolen(owners might be on hols when stolen and not reported yet if you know what i mean)

dont know if the £5 rac check doe this""

Yes the RAC one does give you that guarantee as long as you have the V5 doc number.


Thanks to all for the help.
#5
tracymac
Thanks for the advice - just ran a check on RAC & guess what previous write-off!!!!!!!!

It had a private plate & the RAC check gave the previous reg no & date of write-off etc - a fiver well spent!!!

""i think the £19.95 hpi check give you your money back if after you have purchased the car it comes back as stolen,financed etc which might not show up if recently stolen(owners might be on hols when stolen and not reported yet if you know what i mean)

dont know if the £5 rac check doe this""

Yes the RAC one does give you that guarantee as long as you have the V5 doc number.


Thanks to all for the help.


pretty lucky u checked! :thumbsup:

wonder if the previous owner knows or if he tryin to pull a fast one!
#6
Keep in mind though that sometimes insurance companies will write vehicles off as it is cheaper than getting them repaired, so might be an idea to ask about it.

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