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HSBC Debit Card question

£0.00 @ HSBC
Got a Visa debit card linked to a HSBC standard bank account. Took out some money at an ATM last night (£40) thinking there was enough in the account to cover it, it did give me my money but I've c… Read More
johncas Avatar
7y, 5m agoPosted 7 years, 5 months ago
Got a Visa debit card linked to a HSBC standard bank account.

Took out some money at an ATM last night (£40) thinking there was enough in the account to cover it, it did give me my money but I've checked my statement this morning and I was £9.35 in debit! (Think that is what the D stands for anyway)

Transferred £100 from my other HSBC account and it seems to have gone in just deducting the £9.35 debit.

I thought it would block me from going overdrawn? Will they charge me for going overdrawn by £9.35 or not? I'm confused now!
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johncas Avatar
7y, 5m agoPosted 7 years, 5 months ago
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banned#1
Don't you have an arranged overdraft facility? I got charged 12p interest for going overdrawn over christmas. Stupid vicar banking the cheque so late.
#2
If it its like Lloyds, if you pay the money in before 3pm today you should avoid a charge.
#3
no they wont, i always went over drawn by a few quid with hsbc, they only charge if its over £10.

if you have £1.40 (eg) in your account and withdrew £10 it would give you cash and wouldnt get charged for going over
#4
nono2522
no they wont, i always went over drawn by a few quid with hsbc, they only charge if its over £10.

if you have £1.40 (eg) in your account and withdrew £10 it would give you cash and wouldnt get charged for going over

Wish Barclays were like that, I had no money and no food one time and thought I had 10.23 in my account, took £10 out and I was actually 23p overdrawn after taking it out and was given a £45 fine and a rude customer service person saying its all my fault.
#5
ryouga
Wish Barclays were like that, I had no money and no food one time and thought I had 10.23 in my account, took £10 out and I was actually 23p overdrawn after taking it out and was given a £45 fine and a rude customer service person saying its all my fault.


Which it was, of course.
#6
ryouga
Wish Barclays were like that, I had no money and no food one time and thought I had 10.23 in my account, took £10 out and I was actually 23p overdrawn after taking it out and was given a £45 fine and a rude customer service person saying its all my fault.


Time to move banks then. That's way OTT for being 23p overdrawn. I suggest you write to them about their crap customer service and ask how they can justify a fine of over 195 times the amount overdrawn!
#7
Inactive
Which it was, of course.


Are your other 3,752 comments as helpful as this one?
Honestly, i really dont know why some people bother to post in some of these threads :roll:

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