Dropped my HTC Desire onto Concrete.
Result = Smashed Digitizer.
Me = Gutted
Ebay = source of new Digitizer and tools
Out of pocket = £30 (inc free p&p)
effort = 30 mins after some digging on t'internet for tear-down instructions
Me = Happy bunny again.
For the unaware the digitzer is the bit that does the touchscreen stuff. The AMOLED screen itself and still worked, just with a spiders web in the top right hand corner. The damaged happened when i'd only had the phone about 2-3 weeks (back in June when cases were difficult to find ergo I didn't have one) but as it was still working I stuck with it. I kept checking eBay until I found a good price with tools and instructions were readily available. Some chap had done a lot of work photographing every step of the tear down and re-build. Meantime my Orange desire is unlocked, debranded and running Froyo.
Me = even happier bunny.
God I love the internet. :)