Hubby went away this morning, is it too late to get travel insurance? - HotUKDeals
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Hubby went away this morning, is it too late to get travel insurance?

Mrs.Z Avatar
6y, 7m agoPosted 6 years, 7 months ago
I told him to get it before he went but he said don't stress!

Is it too late for me to buy it for him now?

Thanks x
Mrs.Z Avatar
6y, 7m agoPosted 6 years, 7 months ago
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#1
I'm pretty certain any insurance company would smell a rat and refuse :thumbsup:
#2
transit
I'm pretty certain any insurance company would smell a rat and refuse :thumbsup:


Depends... wheres he gone to??

Does he need cover now?

Is it due to the new ash issues... if so.. read the small print..
#3
Don't stress....
#4
You could get the policy now no problem - it just means that he'll only be covered from when they accept the policy so if anything happens before you pay for it, that wouldnt be covered but anything happening after that time will be :-). Best to have a policy just in case of any problems - its horrifically expensive to bring someone back to UK if they're injured or ill abroad.
#5
transit
I'm pretty certain any insurance company would smell a rat and refuse :thumbsup:

EDIT ^^^^^^
OP, have a looky here :thumbsup:

http://www.ibackpack.co.uk/forgotten-travel-insurance.htm
1 Like #6
He has gone to Saudi Arabia. I think he just hadn't thought about travel insurance and he assumed that his friend hadn't bothered - but when we were on our way to the airport we found out that his friend has annual insurance so I know my hubby wished he had just got it then.
I just left it anyways cos we didnt mention it again, but, yes, with this ash thing possible starting again I was wondering if he would be convered if I buy it now?
I am not looking to buy insurance to claim for something that has already happened like losing a camera or something, if you get what I mean
#7
i'm pretty sure its too late. only bacause when a couple of fgriends went to malaysia, they had forgotten to book insurance- last minute thing with those two.. anyway, they had just flown and i called to take insurance out at which point they informed me that when the journey has already begun- it's too late. but that was about 3yrs ago.why not just give an insurance company a buzz in t'morning and enquire. let us know of the outcome too. hope he has a safe journey/ stay :)
#8
Mrs.Z
He has gone to Saudi Arabia. I think he just hadn't thought about travel insurance and he assumed that his friend hadn't bothered - but when we were on our way to the airport we found out that his friend has annual insurance so I know my hubby wished he had just got it then.
I just left it anyways cos we didnt mention it again, but, yes, with this ash thing possible starting again I was wondering if he would be convered if I buy it now?
I am not looking to buy insurance to claim for something that has already happened like losing a camera or something, if you get what I mean


Saudi Arabia, I would get a world wide policy for the trip or annual - compare prices etc... but the chances are it will not cover you now anyway.. as hes left the UK

Take the policy out online, read the small.

A lot of policies will not cover you anyway for "ACT OF GOD" but you should have it when travelling really.. ----

I have a annual world wide policy and would not dream of not having one outside of the EU.

Firstly the bad news. Many travel insurance providers will not cover you once you have left your own country. The simple reason for this is that it would be easy to travel without insurance and then buy it in the event of need to claim such as an accident or baggage loss.

In order to prevent this many travel insurance providers will not cover you once you set foot on the airplane.


Rick
#9
transit
EDIT ^^^^^^
OP, have a looky here :thumbsup:

http://www.ibackpack.co.uk/forgotten-travel-insurance.htm


That site quote seems cheap enough....


T&C's

Can I purchase a policy if I have already left home?
Yes, you can purchase a World Nomads policy even if you have already left on your travels. Unlike other insurance companies, you don't have to be in your country of residence to purchase a policy. Please refer to your policy wording for specific detail.
#10
I have been quoted £38 from WorldNomads.com - as stated on the ibackpack site linked above:
One travel insurance provider will cover you once you have left your own country. World Nomads will allow you to buy travel insurance once you have started travelling if you forget to buy cover before you leave.


I have got their summary of cover open and can see that they won't cover war, nuclear weapons, etc but can't see anything about act of God?

http://www.worldnomads.com/policy_wording.aspx?pid=cdb7e93069d643068fcb5f44879967bc#sports

If anyone wouldn't mind having a double check for me that the policy seems okay? I would be extremely grateful :oops:
#11
Mrs.Z
I have been quoted £38 from WorldNomads.com - as stated on the ibackpack site linked above:


I have got their summary of cover open and can see that they won't cover war, nuclear weapons, etc but can't see anything about act of God?

http://www.worldnomads.com/policy_wording.aspx?pid=cdb7e93069d643068fcb5f44879967bc#sports

If anyone wouldn't mind having a double check for me that the policy seems okay? I would be extremely grateful :oops:

They don't seem to cover delay. ?!?
Even if an an insurer did, and did cover for volcanoes they probably wouldn't cover for this volcano as it is now an known event.

At the end of the day if his airline can't fly him home they are responsible are they not?
#12
Check with your bank account benefits as most banks now provide the world wide cover for free for short trips excluding those countries listed with warnings or dangerous on the foreign office
http://www.fco.gov.uk/en/travel-and-living-abroad/

I have the ulitmate rewards account from Halifax and I get the insurance with the account. Covers me for EU and world holidays. Hope this helped
#13
Just found elsewhere on their site that they aren't covering anything to do with the volcano

BIKEFREEDOM
Check with your bank account benefits as most banks now provide the world wide cover for free for short trips excluding those countries listed with warnings or dangerous on the foreign office
http://www.fco.gov.uk/en/travel-and-living-abroad/

I have the ulitmate rewards account from Halifax and I get the insurance with the account. Covers me for EU and world holidays. Hope this helped

Hubby has neither of these unfortunately

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