okay well first things first im insured,
now i was at a junction trying to go left joining a 2 lane road i was behind an off duty traffic policeman, now i looked left all the car were indicated to go left so the path would be clear i look up and the guy starts moving take another look to my right all the cars ar still indicating so i move away still looking to my right, there was about 1 metres gap and i bumped into him.
I know this is my fault i should of been looking.
now theres no damage to his car just a cracked license plate and theres a slight scuff on my bumper nothing to noticable.
So when it happend he got out of the car pointing at shouting thought he was going to kill me, but then i understood why he had a baby on board, at that my heart sunk just immeadtly apoligised, so we parked up and then he told me he was an officer, i think he thought i had no license as i look quite young but he rang his buddy at the police station and did a chick and it all cleared, i suggested ringing an ambulance for there baby just incase, but they declined.
He then took my details and vice versa then tooks pictures of me and my car, then took witness statements.
I called him later to find out about the baby he said he went to hospital and there all fine, he seemed alot more freindly at this point.
Now i havent told my dad yet still plucking up the courage to do so, he sent me his policy number and asked to for me to do the same, but i cant find it soo will send it tommorow.
Now i have a few questions,
Can he sue me or something for like whiplash (extreamly unlikley)?
will i have to pay a massive amount?
will my insurance go up?
Any other information i need to know about?
and as i presumbly am in the wrong and it was me that made the mistake what are the main reprocussions of this?
and finally sorry for the long post just that ive only been driving for a few weeks and dont realy know what to do.