But this spam email is quite realistic:
Lloyds TSB has been receiving complaints from our customers for unauthorised use of the Lloyds TSB Online accounts. As a result we are making an extra security check on all of our Customers account in order to protect their information from theft and fraud.
Due to this, you are requested to follow the provided steps and confirm your Online Banking details for the safety of your Accounts. Please Click Here To Start .
However, Failure to do so may result in temporary account suspension. Please understand that this is a security measure intended to help protect you and your account. We apologize for any inconvenience.
Thanks for your co-operation.
Fraud Prevention Unit