I need your help to stop my friend from getting conned... surely this can't be legal - HotUKDeals
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I need your help to stop my friend from getting conned... surely this can't be legal

realfriendlyman Avatar
9y, 4m agoPosted 9 years, 4 months ago
Hi everyone,

The situation is, one of my best lifelong friends works for Citibank on a commission basis selling insurance and helping people cut back on there expenditure, loans etc.

The company he used to work for want my friend to go to a convention in Atalanta in America and they want him to give a speach but he has to pay for all his own expenses e.g flights, accomodation, travel and they won't even pay him for his time.

I say he used to work there because regardless of everyones efforts, they stated "we're closing our london offices with immediate effect, despite being the most profitable Citibank branch in the UK, we're not achieving the results we want, so we're giving all our best employees the opportunity to work for us in either france or canada"

The thing is, these companies are so good with there communication skills, they can convince gullable people to think they can earn £100,000's per annum but make them understand that to achieve this takes time, so you won't receive a decent amount of money until you're extremely well established.

They also make you believe you're running your own business, explaining that you'll be your own boss, work your own hours, bring in your own staff and they've even supplied you with a successful business model with an easy to sell product but like any business, you'll earn as much as you want, depending how good you are at your work.

Due to this, he's doing extremely long hours every day of the week since last year, visiting clients homes, getting them business, begging people to become employees and nothings happened as of yet in terms of salary, as he's yet to be paid anything other than covering his travel expenses.

I explained to him it's definitely a con but he just keeps saying "i've seen people getting paid upto £4,000 per month, so i know it's legit" even though another one of my friends has spotted the guy apparantly earning £4,000 a month (this is the guy that introduced him to this company) wearing trampy garments and riding around in a £300 car.

Another issue is, they don't start paying you decent commission until you bring in a certain amount of clients and loads of other gullable employees as well, so he could bring in 50 clients but he wouldn't get a decent commission if he doesn't bring in loads of employees whose willing to work on a commission basis.

My friend is now thinking of taking a flight within a couple days, which is costing nearly £800 for this non-paying convention and is seriously considering moving to Canada on a permanent basis to try out this venture, as they've made him believe that if he keeps at it, he'll be on £50,000 PA within a year and then his salary will double every year after that.

Please help me on how to convince him to forget about this ridiculous venture or give me any opinions you have on this, as i'll show him this page at the end.

Thank you in advance. :)
realfriendlyman Avatar
9y, 4m agoPosted 9 years, 4 months ago
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[mod]#1
Unfortunately if his mind is made up then he is old enough to make his own mind up and potentially any mistakes.

Never know what's round the corner, could be the biggest mistake he's ever made or the best decision he's ever made. Only one way for him to find out......at least he'd get a holiday i suppose.
#2
Syzable
Unfortunately if his mind is made up then he is old enough to make his own mind up and potentially any mistakes.

Never know what's round the corner, could be the biggest mistake he's ever made or the best decision he's ever made. Only one way for him to find out......at least he'd get a holiday i suppose.


I hear you but my friend is like my brother, we've been close friends for about 17 years now, since we started primary school and i don't want him to make any major mistakes if i can help him.
#3
let him go, free holidays! heehehehehe
[mod]#4
Have you tried google search to see if there are any other forums regarding this topic? As i'm sure they'll be a few disgruntled people out there. If you can find them then it will all help as evidence. :)
#5
loupomm
let him go, free holidays! heehehehehe


Actually, nothing is free, other than the free speach he'll be giving for the companies benefit but it'll cost him £1,000's getting there and accomodation for the privalege of working for free.
#6
It'll be interesting to know if this "own business" palava is deliberate to avoid paying him a wage and paying all the costs of having an employee bypassing minimum wage laws and most likely many others too.

Because it sounds like he's doing free work for them and doing so of his own voluntary accord.

Tell him to apply for other jobs, asap, noone can survive like that, it's a con.
#7
Sad fact is that if he has spent the last year doing this and is adament on going then there is nothing you can do to stop him.

Just sit back, hold tight and be there to pick up the pieces when it all comes crashing to the ground.

He will need you then.
#8
schizoboy
It'll be interesting to know if this "own business" palava is deliberate to avoid paying him a wage and paying all the costs of having an employee bypassing minimum wage laws and most likely many others too.

Because it sounds like he's doing free work for them and doing so of his own voluntary accord.

Tell him to apply for other jobs, asap, noone can survive like that, it's a con.


I've explained that to him as well and despite the apparant huge earning potential, only a few people stick it out because it's such a long winded process but he believes the people that have stuck with them are on there way to become millionaires.

I've even offered to attempt a business venture with him myself in order to stop him from making one of the biggest mistakes of his life but he's only willing to do this if he's guaranteed to receive £50,000 in his pocket within a year and then he expects the business to keep growing.

So he's basically saying he'll be willing try this out if it can match the false promises he's been given by this company and has really made him a dreamer, i really can't imagine they'd be willing to pay him this kind of salary.

Another thing i forgot to mention, they literally will accept anyone as an employee because there is no risk for them or additional work, they have to apply for a certificate, which they have to pay for and then the employee that recruited them as part of there team teaches them the ropes.

I need to say something that will completely change my friends mind today, as he's going to book £768 flights later today and borrow it from elsewhere because he's broke from working for travel money and then covering his own living costs.
#9
He sounds stubborn, as mentioned above he'll only learn when it all tumbles down.

Surely there are articles/forum threads online about this kind of scam that sounds awfully pyramid shaped.

And if that business is so successful he shouldn't need to borrow any money, and ripping off friends and family just proves how deluded he is.

Tell him to have some responsibility and to take out a loan/o-d/cc debt instead of friends/family loans, the banks will hold him responsible in a manner f&f cannot and teach him how much of a failure it is if he can't keep a roof over his head.
#10
It stinks of pyramid selling. The ones that start it will always get money. People like your friend and anyone he ropes in will end up with nothing.
Google pyramid selling and see what come up.
Good luck.
#11
susanemily
It stinks of pyramid selling. The ones that start it will always get money. People like your friend and anyone he ropes in will end up with nothing.
Google pyramid selling and see what come up.
Good luck.


Totally agree. Sounds like a pyramid scheme.
#13
Simon_G
there is nothing you can do to stop him. Just sit back, hold tight and be there to pick up the pieces when it all comes crashing to the ground.
He will need you then.


Sadly this might have to happen, otherwise he will forever blame you on his missed opportunities.

Take a back seat, you have done all you can. You will need all your energy when it falls apart.

Above all remain on good terms so that he has someone to come back to, or he maybe too proud to face you again.

Agree with above, the setup stinks. Even if you can't help your friend, you have alerted many people here to this practice.

? FSA or other such body should look into this, they are not exactly a small company. Don't know enough about the industry, sure these guys give all the rest a bad name
#14
Get him to send me an e-mail and I will explain to him how it works and then he will believe you. I also know a few things that will open his eyes up and then he will believe you and you will be buddies again and he will thank you - I don't want anything in return if I can make him believe in himself.
#15
Have you managed to stop him wasting his money?.
#16
susanemily
Have you managed to stop him wasting his money?.


Well, i've sent him the links provided by Ducky and he's having a read through now but after he read the first one, he was saying "as you can see, they look after there customers and it's a good service and i have the opportunity to make a lot of money at the same time."

Apparantly, they will be paying him half the money they receive from clients and also a portion of the money from his team bring in as well, so he's 100% sure it'll workout. :?

Any other advice would be appreciated. :)
#17
Apart from hitting him on his head. No, sorry.:thinking:
#18
Ive just spoken to my son about this. His friend got drawn in hook, line and sinker.(after I must add,lots of peeps telling him it was a con.)
Anyway, my sons friend ended up losing his house.:roll: :roll: Was told that the more he worked, the more money he would earn. He only got the odd £200, from the firm, but was brainwashed into thinking he would make megga bucks.
To cut a long story short, he lost everything.
He even ended up living at the other end of the country, back with his parents.:-(
My son has not seen him in 5 years.:-(
1 Like #19
realfriendlyman
Any other advice would be appreciated. :)


My offer still stands and I will throw my MSN addy if he wants to chat :thumbsup:
#20
realfriendlyman
Any other advice would be appreciated. :)


All you can do is try to calmly explain exactly what you can see is happening, Show him some cases of whats happened before........

Sounds like their going to grind every bit of hardwork from him then shove him in the gutter and find some other poor sod.
#21
Crazy1
My offer still stands and I will throw my MSN addy if he wants to chat :thumbsup:


Hi mate,

I really appreciate your offer to talk to my friend over msn regarding this issue but i don't think he'll budge and i asked him would it help if i posted the ongoings on a forum, so you can see what others think but he declined the offer (even though it's already listed, so it looks like he won't get to see everyone elses responses).

I'll speak to him again about your offer and let you know what he thinks but if you ever need to chat about anything mate, i've enclosed my msn via PM.

Do you actually know anyone that's worked for PrimeAmerica?

Kind regards

Realfriendlyman

P.S i've left you with some rep for the generous offer, it really meant a lot to me and this is why i love this community so much. :)
#22
http://www.ehmac.ca/archive/index.php/t-25840.html

heres someones experience with prime america

It contains lots of links to other good resources too
#23
My brother was also drawn into a similar pyramid scheme.

Although there may have been some suggestions otherwise. but i stronlgy recommend you keep trying to convince him to no do this. I know you already are but the thing with a lot of pyramid schemes is that once you start to invest money and see little return, many people start to realise that there is in fact no real money to be made.

In fact the only money that can be made is from recruiting new people and it becomes a moral dilemma of whether to try to get your money back by introducing new people to a scheme that you know is not legit.

Thankfully my brother got out early and didnt lose too much money but i know some people who have invested thousands and the only way to make their money back NOT earn more money is by introducing new people and it is really not a good situation to be in.

Although not for this company, there have been numerous watchdog reports about other pyramid schemes

i really hope your friend gets out of it while he still can without losing too much money
#24
if he takes it then it is down to him, you learn from other peoples mistakes. at least it isnt you doing it.

unless he has mental health problems or is under 18 he has no excuses, if he decides to do it then he has no one to blame and no come back.

if it is in another country i wouldnt even bother getting legal advice, the law differs from country to country.

google the company and then start reading, if he still goes ahead with it, so be it.
#25
My neighbour is currently doing the exact same thing. He flew out this morning to Atlanta. He too is "sucked in", but as I know him relatively well, I'm sure he's done his homework.

He has made a lot of money this last year from what I gather using the same business model. He is hoping to start up a business on his own locally.
If I know him at all, I would say it is a genuine opportunity.
#26
Does anyone have that episode of My Family when they join "Pirimus" and think they're going to have enough money to buy a yacht then they get stuck with a load of stock?

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