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Hi there, if someone failed to pay for their i-phone contract, will the phone be disabled at some point? The sim has been cancelled already, but he has now got a payg sim in, and won't beleive me that… Read More
JayIce Avatar
7y, 1m agoPosted 7 years, 1 month ago
Hi there, if someone failed to pay for their i-phone contract, will the phone be disabled at some point? The sim has been cancelled already, but he has now got a payg sim in, and won't beleive me that the phone can be rendered useless by the phone company.
JayIce Avatar
7y, 1m agoPosted 7 years, 1 month ago
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banned#1
im sure they will ban the imei at some point, once they have done that, no going back
disabling the sim was a more gentle reminder, dont want to get bailiffs involved
#2
It can be restricted by the network by blocking the IMEI number :)
#3
ty, this is what I understood would happen, but as he was so adamant that I was wrong, just thought Id get the thoughts of you guys ;)
banned#4
Just laugh at him when it happens, might depend on how early he cancelled....care to share?
#5
I've never come across a phone itself being barred due to failure of monthly payments. The normal case for a mobile phone is that it will still function with another sim card however the network will disconnect the original sim card then chase you for payment for each month left to run on the remainder of the contract plus early termination fees.

If you don't pay they take you to court for the money and if need be have a CCJ registered against you
#6
your freind is right, in simple terms and as touched on above the phone is what is contracted to you not really the sim/minutes so dont pay the bill thats ok as they will block the sim and like it says above send you a bill for the rest of the line rental then a baliff etc if that is unpaid as the airtime is covering your calls txts and the price of the handset so in theory if they blocked the handset and the sim you dont have nothing to pay for as you cant use the services, sos for no full stops im on my blackberry LOL
#7
he hasnt cancelled as such, just ceased paying within about 6 weeks of start of contract!
banned#8
JayIce
he hasnt cancelled as such, just ceased paying within about 6 weeks of start of contract!


I would be more worried about the CCJ on his credit record than some ****** iphone that won't work soon :?

he thinks the company will let him get away with £500+ they'll be round his house to take his LCD TV and console
#9
6 weeks in to a contract and deciding not to pay the bill....OUCH. He will get clobbered for every month of the contract 12 / 18 or 24 months times the monthly fee. It isn't worth it to just to get an iphone he may as well buy a pay as you go package instead which is cheaper. Tell him he is a fool and will be blacklisted from getting ANY that is ANY credit / loans / more phones etc for the next 6 years
#10
in theory do, he could wait till it reaches the debt boys stage and then offer a token payment £5 a week say and he wouldnt be taken to court and would still be an iphone up
#11
Dub1;8719296
in theory do, he could wait till it reaches the debt boys stage and then offer a token payment £5 a week say and he wouldnt be taken to court and would still be an iphone up


won't exactly work as technically it is so soon in to signing the new contract and defaulting so quickly is considered fraud, especially if he hasn't made any payment yet. The debt collectors can and do ignore such stupid offerings based on time passed.
#12
surely do when the debt is passed on or sold on debt collectors is going to be a good few months down the line and its more about getting the money (in anyway) then not at all, i mean not saying your wrong but i no that what i said does work (not that im saying do it obviously) eitherway for an iphone its a very silly thing to do
simplyjimbo;8719324
won't exactly work as technically it is so soon in to signing the contract and defaulting so quickly is considered fraud, the debt collectors can and do ignore such stupid offerings based on time passed.
#13
offers are accepted based on terms of agreement served and outstanding value, although yes in some instances a low repayment is accepted £5 a week wouldn't be accepted on this. Plus it will be deemed as a fraudulent case based on the agreement only being 6 weeks old when the buyer defaulted. This gives a clear indication that the buyer had no intention to pay.
#14
Totally agree with yas, he's a muppet, and now tryin to sell the phone on top!
just no helping some people
#15
ok you seem to no your stuff you in the trade by anychance ? not arguing but how long would the debt take to reach the debt collector from the network and by that time if the debt was sold on rather then chased by the network (which does happen alot) would the debt company get all the info ie how old the contract was etc
simplyjimbo;8719386
offers are accepted based on terms of agreement served and outstanding value, although yes in some instances a low repayment is accepted £5 a week wouldn't be accepted on this. Plus it will be deemed as a fraudulent case based on the agreement only being 6 weeks old when the buyer defaulted. This gives a clear indication that the buyer had no intention to pay.
#16
Defaulting on mobile phone contracts is one of the worst things you can do for your credit rating. If you can't manage a simple monthly payment as this pretty much all other credit providers will give you a wide berth for donkeys, well around 6 years.

Say for instance the guy waits till the debt collectors contact him, during this time the mobile network service provider will record a non payment mark for each and every month up until it is handed over, this itself is enough to stop him getting any further credit. Then when it is passed over to the debt boys further negative account information is recorded on file at Experian etc which is just as bad as a CCJ.

How much is he trying to sell the iphone for now?
#17
Dub1;8719455
ok you seem to no your stuff you in the trade by anychance ? not arguing but how long would the debt take to reach the debt collector from the network and by that time if the debt was sold on rather then chased by the network (which does happen alot) would the debt company get all the info ie how old the contract was etc


I do have a good understanding both of mobile comms and credit, been in both industries. Length of time can vary based on company and any communication the buyer makes.

If the buyer hasn't made 1 single payment yet, which by the sounds of things and knowing mobile phone billing runs, is possible the network can just pass this over to the Police based on fraud, if they feel the case warrants it, and the necessary credit agencies informed of such.

Any information pertaining to the account will be passed to the debt collectors as without all information their letters and claims, plus subsequent court paper submissions can be voided by not following procedure.

Many debt collectors are often legal sub-departments / companies owned by credit offering companies.
#18
its suprising how often its done do, i remember when i 1st started in the phone business (yonks and yonks ago now) when mobiles used to be blocked by orange/t-mobile for non bill payments (but worked on other networks) you would get those type of handset week after week, it suprises why anyone would do it for such a small item
#19
If the network class it as a fraudulent acc they will blacklist the phone (especially an iPhone).

I work as a fraud agent for one of the networks, any fraud on an iPhone acc will result in the phone being blacklisted.
#20
steve1221;8719670
If the network class it as a fraudulent acc they will blacklist the phone (especially an iPhone).

I work as a fraud agent for one of the networks, any fraud on an iPhone acc will result in the phone being blacklisted.


As the man says, Fraud is theft so it will be deemed as the guy has just nicked the phone and in this instance will be blacklisted / barred and no UK sim will work in it.
#21
Dub1;8719558
its suprising how often its done do, i remember when i 1st started in the phone business (yonks and yonks ago now) when mobiles used to be blocked by orange/t-mobile for non bill payments (but worked on other networks) you would get those type of handset week after week, it suprises why anyone would do it for such a small item


I remember the days of the old analogue kit, used to love programming them up....for legal purposes only. Then the advent of GSM Personal World per minute charges etc. They were the days when money was to be made in each sale but on the reverse of good buyers were the clawbacks of any commissions paid out by the network for customers defaulting in the first 1 to 3 months.
#22
im gonna pretend i dont no what your talking about so i dont show my age lol
simplyjimbo;8719706
I remember the days of the old analogue kit, used to love programming them up....for legal purposes only. Then the advent of GSM Personal World per minute charges etc. They were the days when money was to be made in each sale but on the reverse of good buyers were the clawbacks of any commissions paid out by the network for customers defaulting in the first 1 to 3 months.
#23
Dub1;8719850
im gonna pretend i dont no what your talking about so i dont show my age lol


:giggle:

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