I am really hoping someone can help me as Im really confused right now. Basically my older sister is on heroine and is having a rough time right now, so she has been staying at mine on and off for the last few weeks. Anyway, last week I recieved a letter fropm O2, one from Orange and one from an insurance company all saying thanks for joining us etc etc. I was really confused as I know that I havent opened anything. I was about to jump on the phone when she walked in and I decided to ask her about it. She denied this, but I could tell she was lying. After a few hours of interogration she admitted that she had taken contracts out in my name (she had 'borrowed' my debit card and some bills to do so) in order to sell the phones. However she stated that the person in the shop was 'underhand' and changed the bank account details and was supposed to change my name etc so I was never to be the wiser. And she was right there is no direct debit to me and the account number quoted on the letter are not mine.
I have now received one phone off of her, but the other was sold already - and she had spent the money. To make matters worse she kept the sim and had been using that continously - needlessly to say I now have that.
But Im wonderng what to do now... I cant afford these contracts but I dont want to get her into trouble (stupid I know), but I mean serious trouble.. I would assume this is classed as fraud albeit Im her sister; and yes I know, that makes it worse, but she is my sister and I dont want her to get arrested or anything.
As I says one of the contracts is still untouched in the box and the other the sim has been used and the phone sold.
I dont know if I should call up and explain or not .... I could say I have no knowledge of this, but I dont want to lie ... I find you always get caught out somehow. And of course I cant ignore it as its in my name address etc and I dont want it affecting my credit.