Phoned up to activate new credit card, only to get the hard sell.
i was told that if someone was to steal my identity that i would become liable for the things they bought etc... unless i could prove other wise.
surely this is up to the card company or who ever to prove it was me, not the other way around?
They offered me cover for £59.99 for the year which includes my own personal adviser and insurance to cover any fees etc...
After about 5 mins of listening and saying "no thanks" I got so fed up i just agreed and thought i`d cancel in the 14 days cooling off period.
Does any body have any experience with identity theft?
Do people really need this cover? if so can i get it cheaper some where else? or is it just another way for these companies to rip us off.
I`d appreciate any advice, thanks.