If you had £50,000 and wanted to invest it what would you do? - HotUKDeals
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If you had £50,000 and wanted to invest it what would you do?

sharkalos Avatar
6y, 8m agoPosted 6 years, 8 months ago
Put it all on red?
sharkalos Avatar
6y, 8m agoPosted 6 years, 8 months ago
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(27) Jump to unreadPost a comment
Comments/page:
#1
right now premium bonds
banned#2
deposit account with decent interest

too much for an isa

not enough to change your life, too much to waste
#3
No... dont be silly... put it on Black
#4
I've just put it all on shares...most of them high risk and focused around one area...maybe a wee bit silly!!

Always got my RBS shares I suppose!!
banned#5
get yourself a portfolio of 35 companies shares, in different sectors, and types.
That = lowest possible risk

Unless...
You diversify internationally, and that will lower your risk further.
#6
bazzaric
I've just put it all on shares...most of them high risk and focused around one area...maybe a wee bit silly!!

Always got my RBS shares I suppose!!


intriguing - want to elaborate?
#7
id spunk half and save half
#8
If i wasnt worried about it i would invest in desire petroleum shares tomorrow morning gonna be some very interesting news soon and the price will rocket.
#9
jamstaruk1972
right now premium bonds


yes the best thing at the moment
#10
buy a property abroad in some up and coming eastern block country
#11
Borat
yes the best thing at the moment


yep a few small wins and it beats the rubbish intrest rates on offer right now and always the chance youl strike a big win and no risk
#12
get some banker to invest it for you.
The're brill with other peoples money.:thumbsup:
#13
id fill up my diesel tank in my car:)
#14
sharkalos
intriguing - want to elaborate?


not really. DYOR and all that. Would hate to have influenced someone on a seriously high risk strategy.

There's plenty of good places to start like LSE.co.uk and iii.co.uk for research
#15
If you can get a mortgage, put a chunk of it down as a depo on a flat and let it. The rent should cover the mortagage and you'll have a (slowly) appreciating asset. You'll thank me lots in a few years time.

Otherwise, I'd keep £25k in cash - you can put £3600 in a cash ISA now and £5100 in in April (new tax year).
Put another £3600 now in an equity ISA e.g. Jupiter Income and another £3600 in April. The rest I would buy shares with in 3 or 4 UK companies e.g. Barclays, Tesco, Barratt Housing, Cable & Wireless. Couple of grand max in Premium Bonds.
#16
Been years since me or any of my family have won anything off premium bonds :x
#17
The maximum holding in premium bonds is £30,000

The annual prize fund interest rate is 1.5%. Sure you might win a big prize, but the odds are more likely you'll get run over by a bus...
#18
I've just invested a lot (for me!) in Desire Petroleum, wish me luck!
#19
Hamm
get yourself a portfolio of 35 companies shares, in different sectors, and types.
That = lowest possible risk

Unless...
You diversify internationally, and that will lower your risk further.


A portfolio of 35 shares in different sectors and types would not be classed as a low risk investment, and definitely not a 'lowest possible risk'.

Diversify internationally could increase the risks, due to exchange rate fluctuations. Don't take financial advice from anyone on HUKD, seek independent financial advice from an authorised firm.
#20
tallpete33
If you can get a mortgage, put a chunk of it down as a depo on a flat and let it. The rent should cover the mortagage and you'll have a (slowly) appreciating asset. You'll thank me lots in 5a few years time.

Otherwise, I'd keep £25k in cash - you can put £3600 in a cash ISA now and £5100 in in April (new tax year).
Put another £3600 now in an equity ISA e.g. Jupiter Income and another £3600 in April. The rest I would buy shares with in 3 or 4 UK companies e.g. Barclays, Tesco, Barratt Housing, Cable & Wireless. Couple of grand max in Premium Bonds.


sound advice. Maybe deposit on a house to rent out?
#21
graaaham
I've just invested a lot (for me!) in Desire Petroleum, wish me luck!


good luck ;-) You will need it...
#22
linuxlinks
A portfolio of 35 shares in different sectors and types would not be classed as a low risk investment, and definitely not a 'lowest possible risk'.

Diversify internationally could increase the risks, due to exchange rate fluctuations. Don't take financial advice from anyone on HUKD, seek independent financial advice from an authorised firm.


+ 1

35 companies is way too many as well, you'd pay a lot in commission to your broker and I'd stay away from overseas shares exactly for the reasons above.

You can log your portfolio on moneyextra.com (use any name, click on portfolio) and it will keep a live update of share and fund prices and calculate your worth. I use it, it's a great tool.

Man above is right about taking advice from people on here. Apart from me :thumbsup:

Desire Petroleum mmmmmm. Be careful, rumours about oil discoveries often come to nowt.
#23
desire petroleum is a punt if the rns ie they find enough commercial oil then this share could go at £40 a share when at the moment its just under a pound.Do you feel lucky but just make sure you do your own research and take most of what you read on bulletin boards with a pinch of salt as there are many rampers/derampers out there.
#24
archer1204
desire petroleum is a punt if the rns ie they find enough commercial oil then this share could go at £40 a share when at the moment its just under a pound.Do you feel lucky but just make sure you do your own research and take most of what you read on bulletin boards with a pinch of salt as there are many rampers/derampers out there.


It will never reach £40 a share...there's a chance, and a good one at that, it can reach £10-£12 over the next 12 months, maybe even £20 if it can avoid takeover
#25
Hmm so at the moment buying 10000 shares roughly £10,000 inc stamp duty and charges you could pick up £120,000 doesnt sound to bad to me ;-)
banned#26
bazzaric
good luck ;-) You will need it...


+1 :thumbsup:
#27
Just out of interest who else on here has desire shares i day trade but dont have any at this precise moment but have been following these for about 13 years since my last detachment down to the falkand islands when i was sat next to an oil exec on the plane from ascension islands

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