31st oct had a prang in my zafira gsi damage isn't to bad right in the back left corner where taillight is I have dented and kinked the q panel,
Going through my insurance to get fixed
But turns out insurance are classing it as a write off ( £2600 ) to repair ( my excess £650 ) insurance pays £1950 for repairs
I am being offered a settlement , however I do not want a settlement as the car could be easily be repaired
My cars value is around £4700-6000
I am worried incase the try and fob me off with less to which I would be unable to get another zafira gsi
I would much prefer the car be repaired,
How can I go about getting insurance to repair it instead of doing a settlement?