missus had someone bump her car last week. bloke wasnt wanting to go thru insurance, but to be on the safe side we made the call to our insurance company as didnt didnt really trust the guy that bumped into her.
the claim is going thru, but theyve now asled for the excess to be paid. i was under the impression that should you be the victim of the accident then you dont pay the excess its the other party, because its their fault.
the excess is potentially more than the repair on the car. never had a bump before so hence the reason for poss being a dummy....