Is giving someone my bank details safe for a BT - HotUKDeals
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Is giving someone my bank details safe for a BT

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Done a deal with someone on here.Their paypal not woorking so they asked if they can do BT?Please help me decide if this is safe
gemmyw Avatar
7y, 11m agoPosted 7 years, 11 months ago
Done a deal with someone on here.Their paypal not woorking so they asked if they can do BT?Please help me decide if this is safe
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gemmyw Avatar
7y, 11m agoPosted 7 years, 11 months ago
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#1
Yes as long as they dont promise you $10,000,000 and are in Nigeria!
#2
only thing you can do with the details is send a payment and set up a direct debit, but if they do the latter, your covered by your bank for anything under the direct debit guarantee

i would prefer to recieve via bt, but prefer to send as paypal :lol:

as i can see the money has been sent in paypal

(i can never get my internet banking working lol )
1 Like #3
i prefer BT normally, i have used BT to sell and buy probably at least 75 times (here and on another forum) safe as houses, your only giving them what bank, account number, sortcode and name.
They cant do much with that believe me.

Ive never had a problem...
#4
Oh cheers guys
#5
anyone know how long it will take
1 Like #6
awoodhall2003
i prefer BT normally, i have used BT to sell and buy probably at least 75 times (here and on another forum) safe as houses, """""your only giving them what bank, account number, sortcode and name"""""".
They cant do much with that believe me.

Ive never had a problem...


thats all some need to start ident fraud.so not that safe !!!!!
#7
depends on your bank and their bank ....... most banks are signed up to a fast pay system where it should be in your account within 2 hours but sometimes could be 5 days ( i had to wait this long once)
#8
terry7866
thats all some need to start ident fraud.so not that safe !!!!!


read my post ....... the only info they have is numbers .... they can only start direct debits & make payments into the account, not out of it ...... and your covered under the direct debit guarantee
#9
yes I am worried it seems weird giving a stranger your details....I wont send until money received or shall I just wait for his paypal to be fixed
banned 1 Like #10
course its not safe a DD could be set up from those details.

if ur unsure just ask for some other form of payment.
#11
gemmyw
yes I am worried it seems weird giving a stranger your details....I wont send until money received or shall I just wait for his paypal to be fixed


its your choice ....... sending bt has NO chargebacks etc (paypal does) and its quick and easy

i do prefer paypal but you will have to wait 7 days to send to your bank account & pay 25p for the honour (if sending under £50)
1 Like #12
kapows
course its not safe a DD could be set up from those details.

if ur unsure just ask for some other form of payment.


don't start scaring the poor woman .......... IF a dd is set up then they are covered by their bank under the direct debit guarentee, you can view this on a DD form or on any website offering dd payments
#13
yes perhaps I will just ask for paypal..its easier.....righteo I am off to give you all rep now :)
#14
terry7866
thats all some need to start ident fraud.so not that safe !!!!!

Not really identity fraud...they would need a good base, and to be honest how many people really do it let alone come on here for that purpose? I doubt even 1% try...

faevilangel
depends on your bank and their bank ....... most banks are signed up to a fast pay system where it should be in your account within 2 hours but sometimes could be 5 days ( i had to wait this long once)

faevilangel
read my post ....... the only info they have is numbers .... they can only start direct debits & make payments into the account, not out of it ...... and your covered under the direct debit guarantee

Yeah 2hrs or upto 5days, most banks have the fast system now though.
And exactly why you shouldnt worry about giving out numbers...as you said. :thumbsup:


kapows
course its not safe a DD could be set up from those details.

if ur unsure just ask for some other form of payment.

Yeah it could but as said before your covered under the DD agreement. And again how many people are really going to do it?

faevilangel
its your choice ....... sending bt has NO chargebacks etc (paypal does) and its quick and easy
i do prefer paypal but you will have to wait 7 days to send to your bank account & pay 25p for the honour (if sending under £50)

i never withdraw money...it allways get spent back on here :oops:
#15
gemmyw
yes perhaps I will just ask for paypal..its easier.....righteo I am off to give you all rep now :)


I would say BT is just as safe as paypal...as alike the other guy is scarying you off saying direct debits could be set up...hell with your paypal address i could try and get into your paypal by guessing password/trying forgotten password details...

its odds and numbers, unlikely, very.
To be honest i first started buying and selling on AVForums, and a lot over there only use BT and i believe on my 30 transactions over there only about 5 of them have been through PP!

On here lots of people are using it instead of ebay it seems now, thus lots of usage on paypal. :thumbsup:
#16
I find BT is no worry. No hidden charges or periods of waiting for your money.

If you are worried (which you shouldnt be), you could always ask for a cheque.
#17
faevilangel
read my post ....... the only info they have is numbers .... they can only start direct debits & make payments into the account, not out of it ...... and your covered under the direct debit guarantee


no its NOT SAFE

i gave some one those details and had a mobile phone took out in my name.so stopped the dd and then 7 months later had a debt collector banging on my door for £1500 bill that had not been paid useing my bank details

so its up to you but id beware..just get them to send you a postal order or cheque
or even the cash in the post (and before you say it.sent insured mail)
#18
awoodhall2003
I would say BT is just as safe as paypal...as alike the other guy is scarying you off saying direct debits could be set up...hell with your paypal address i could try and get into your paypal by guessing password/trying forgotten password details...

its odds and numbers, unlikely, very.
To be honest i first started buying and selling on AVForums, and a lot over there only use BT and i believe on my 30 transactions over there only about 5 of them have been through PP!

On here lots of people are using it instead of ebay it seems now, thus lots of usage on paypal. :thumbsup:


also send you a lot of spam, sign up for rude websites :whistling:

i find paypal is handy if you want cash available for spending online ... if i sell over £50 i always give the option of BT, but under £50 i ask for paypal .... but if the buyer wants BT i will accept (done one for £3 yeterday)
banned#19
mate you are so wrong. you'll only realise if it happened to you how common fraud is. online or not. look at the registered members on this site, do you really think theyve all registered for one purpose..to hunt for bargains? for some its data mining and thats what they do.

everyone has a price and i could do a transaction and everything is hunky dory. maybe a month or two down the line i might decide to sell your bank details and you wont have a clue who did it and when because youve probably made so many other bank transfers throughout that period.

and you may be protected by your bank, but who the heck can be bothered of going through the hassle of changing account details and card details and the like??

also, dont expect the bank to just pay out. a thorough investigation will take place. the money wont get to you immediately and if the transfer was for a large sum..well. good luck.


and do a search on what happened to JEREMY CLARKSON when he had the same silly naive views as some of you...'oh they cant do nothing with my bank details blah blah'

he got done for quite abit of money....which thankfully went to a charity!
#20
terry7866
no its NOT SAFE

i gave some one those details and had a mobile phone took out in my name.so stopped the dd and then 7 months later had a debt collector banging on my door for £1500 bill that had not been paid useing my bank details

so its up to you but id beware..just get them to send you a postal order or check or even the cash in the post (and before you say it.sent insured mail)


what a load of tosh ...... too take out a phone contract you need 2 types of ID and prove the bank account is yours by showing a statement ......

you obviously know nothing about BT payments ..... i have done 6 on here and NEVER had any problems .......

BT is faster and safer than any other payment method as all bank accounts accept them, where as not everyone has paypal
#21
why do you think the mods take of posts name,addresses and phone numbers....and iv seen bank details taken off post as well
#22
kapows
mate you are so wrong. you'll only realise if it happened to you how common fraud is. online or not. look at the registered members on this site, do you really think theyve all registered for one purpose..to hunt for bargains? for some its data mining and thats what they do.

everyone has a price and i could do a transaction and everything is hunky dory. maybe a month or two down the line i might decide to sell your bank details and you wont have a clue who did it and when because youve probably made so many other bank transfers throughout that period.

and you may be protected by your bank, but who the heck can be bothered of going through the hassle of changing account details and card details and the like??

also, dont expect the bank to just pay out. a thorough investigation will take place. the money wont get to you immediately and if the transfer was for a large sum..well. good luck.


and do a search on what happened to JEREMY CLARKSON when he had the same silly naive views as some of you...'oh they cant do nothing with my bank details blah blah'

he got done for quite abit of money....which thankfully went to a charity!


FFS stop spouting rubbish ...... JC had a debit set up which he cancelled ..... it was a message to say ..... wtf can they do with my details...... answer nada

your covered by your bank for any dd set up if its fake ...... your bank has a code to adhere too....

how do you think big corporations pay their bills ? how do you get paid ? by direct bloody debit ....... ffs stop spouting tosh and scaring people for no reason
#23
So in essence you can get screwed by BT, paypal, cheque and even cash!


So on a personal not only been scammed by paypal and cash (bus driver with fake £1 coins).
#24
terry7866
why do you think the mods take of posts name,addresses and phone numbers....and iv seen bank details taken off post as well


mods take the phone #'s etc as this site is indexed by google and could be seen by millions :roll:

who the hell would put their BT details in any public forum ...... why you think the rules say exchange deals via PM ONLY

omg why do we have so many annoying trolls about tonight
banned#25
faevilangel
what a load of tosh ...... too take out a phone contract you need 2 types of ID and prove the bank account is yours by showing a statement ......

you obviously know nothing about BT payments ..... i have done 6 on here and NEVER had any problems .......

BT is faster and safer than any other payment method as all bank accounts accept them, where as not everyone has paypal


WRONG WRONG WRONG WRONG WRONG WRONG

Dont be so quick to dismiss. Youre living in the old ages love. You can take out a contract over the bloody phone if you want. I could sign up to broadband right now with your bank details and they wont even question me.

I work in a call centre and i know how easy these things can happen.

Why dont you try it yourself. Just say i would like to change my DD details and they wont even question those details no matter whose name you use.

if they do. hang up and ring again. theres always someone who will not question you and sign up those details and next thing you know money is being debited from your account!
#26
faevilangel
what a load of tosh ...... too take out a phone contract you need 2 types of ID and prove the bank account is yours by showing a statement ......

you obviously know nothing about BT payments ..... i have done 6 on here and NEVER had any problems .......

BT is faster and safer than any other payment method as all bank accounts accept them, where as not everyone has paypal


where did i say i know about bt payments???????????????

and please do not try to tell me that my bank account details where not use for a phone..the police even took to court the person i gave to the details to AND THEY ADMITTED TO IT.

stop being so niave.
#27
GAVINLEWISHUKD
So in essence you can get screwed by BT, paypal, cheque and even cash!


So on a personal not only been scammed by paypal and cash (bus driver with fake £1 coins).


exactly ........ i insist the 2 trolls go and read up on paypal scams ....... if your not careful with your details then your asking to get screwed
banned#28
faevilangel
FFS stop spouting rubbish ...... JC had a debit set up which he cancelled ..... it was a message to say ..... wtf can they do with my details...... answer nada

your covered by your bank for any dd set up if its fake ...... your bank has a code to adhere too....

how do you think big corporations pay their bills ? how do you get paid ? by direct bloody debit ....... ffs stop spouting tosh and scaring people for no reason


are you daft?!?! HE GOT DONE FOR ABOUT £500 QUID!!

GO READ ABOUT IT FOOL!!

as for big corporations and the like they pay in many ways!! BACS is the main one and their payment account is set out differently!! go ask ya bank ya old git!
#29
terry7866
where did i say i know about bt payments???????????????

and please do not try to tell me that my bank account details where not use for a phone..the police even took to court the person i gave to the details to AND THEY ADMITTED TO IT.

stop being so niave.


ANY PHONE COMPANY THAT TAKES ON CONTRACTS NEEDS TO GET IDENTIFICATION THAT THE PURCHASER IS THE ACCOUNT HOLDER ......

you need a bank statement ..... so obviously you gave access to your account to the "thief"
#30
kapows
are you daft?!?! HE GOT DONE FOR ABOUT £500 QUID!!

GO READ ABOUT IT FOOL!!

as for big corporations and the like they pay in many ways!! BACS is the main one and their payment account is set out differently!! go ask ya bank ya old git!


ffs he asked for a dd to be set up by displaying his details .... and yes he was covered by his bank if he needed it

im paid by BANK TRANSFER by my employer ..... they have my name, account #, sort code ..... **** they might scam me .......
#31
kapows
WRONG WRONG WRONG WRONG WRONG WRONG

Dont be so quick to dismiss. Youre living in the old ages love. You can take out a contract over the bloody phone if you want. I could sign up to broadband right now with your bank details and they wont even question me.

I work in a call centre and i know how easy these things can happen.

Why dont you try it yourself. Just say i would like to change my DD details and they wont even question those details no matter whose name you use.

if they do. hang up and ring again. theres always someone who will not question you and sign up those details and next thing you know money is being debited from your account!


for a direct debit to be set up they need the acc holder name, sort code and acc #, and they need proof of identity ..... i had to do this when taking a contract out online and instore
#32
kapows
WRONG WRONG WRONG WRONG WRONG WRONG

Dont be so quick to dismiss. Youre living in the old ages love. You can take out a contract over the bloody phone if you want. I could sign up to broadband right now with your bank details and they wont even question me.

I work in a call centre and i know how easy these things can happen.

Why dont you try it yourself. Just say i would like to change my DD details and they wont even question those details no matter whose name you use.

if they do. hang up and ring again. theres always someone who will not question you and sign up those details and next thing you know money is being debited from your account!


Yeah and i use to work in a call centre environment and i was the team leader of team leaders :-D
We took all their debit/credit card details for one off payments, and for direct debits we took the details you would give someone for a BT on here...but we send a letter to the address which is registered at that bank, and if they do not sign and return within 28days no payment is taken (followed up with a call of course).

Then if you changed a direct debit the same rules applied, and we would check with the bank...so your talking tosh mate...unless of course your company doesnt play by the legal rules?
Maybe thats it...he is the scammer? :whistling:

Mate get over it fraud does happen everyday we all know it does, but as long as your careful, follow the rules...ie get the persons full details, confirm their identity over the phone if need be (i have done a few times) then your be alright.

Furthermore, the people who contribute a lot on here are no way databasing it mate...your full of the BS...the dedicated members on here are probably some of the best and most trustworthy people your come accross...dammit we should have a clearing before your allowed to sign up for this site...stop people like you posting EVER!
#33
faevilangel
ANY PHONE COMPANY THAT TAKES ON CONTRACTS NEEDS TO GET IDENTIFICATION THAT THE PURCHASER IS THE ACCOUNT HOLDER ......

you need a bank statement ..... so obviously you gave access to your account to the "thief"


oppps looks like im a lier ..

i gave some one my bank details and i got ripped off

it dont matter who done it it happend END OF STORY
#34
faevilangel
ffs he asked for a dd to be set up by displaying his details .... and yes he was covered by his bank if he needed it

im paid by BANK TRANSFER by my employer ..... they have my name, account #, sort code ..... **** they might scam me .......


ah damn man...im cancelling my BACS from my job tomorrow! dammit and student loans company have my details! better stop that too! :-D:whistling:

BTW for anyone (mainly the idiot) if you think im talking tosh go and talk to my Law Degree ;-)
banned#35
faevilangel
for a direct debit to be set up they need the acc holder name, sort code and acc #, and they need proof of identity ..... i had to do this when taking a contract out online and instore


no, look stop arguing mate i work IN one of these places. if you ring them up, 99% will not ask for any form of ID. only to verify the account holder is there.

use ya imagination if you have one and work out how you can get around that one.
#36
kapows
no, look stop arguing mate i work IN one of these places. if you ring them up, 99% will not ask for any form of ID. only to verify the account holder is there.

use ya imagination if you have one and work out how you can get around that one.


then YOUR company needs to start sacking people and start adhering to the laws...btw who you work for?
#37
terry7866
oppps looks like im a lier ..

i gave some one my bank details and i got ripped off

it dont matter who done it it happend END OF STORY


did you give them your pin number and house address too ??

i have done over 75 transactions on here, many more on ebay, they all have access to my address, and bt details, oh and wait never had a problem
#38
kapows
WRONG WRONG WRONG WRONG WRONG WRONG

Dont be so quick to dismiss. Youre living in the old ages love. You can take out a contract over the bloody phone if you want. I could sign up to broadband right now with your bank details and they wont even question me.

I work in a call centre and i know how easy these things can happen.

Why dont you try it yourself. Just say i would like to change my DD details and they wont even question those details no matter whose name you use.

if they do. hang up and ring again. theres always someone who will not question you and sign up those details and next thing you know money is being debited from your account!


That would be very silly of you. So the person stops the DD and the bank link it to your BB account and you get locked up. If people want to scam your details they will. Every phone shop, mag subscription and call center agent earning minimum wage can steal your details.
What happens if your papal gets hacked (paypal wont admit how many it is) then they transfer it from your bank to your paypal account and out to a non registered paypal account and then on through 50 more. Good luck on trying to get that one back.:thumbsup:
#39
kapows
no, look stop arguing mate i work IN one of these places. if you ring them up, 99% will not ask for any form of ID. only to verify the account holder is there.

use ya imagination if you have one and work out how you can get around that one.


then your company is breaking the law :whistling:

whats the company name btw :p
#40
kapows
omg you have a law degree oh no whateva are we going to do!!

shall i get you a ruler too? :whistling:

Nah just get me a lawsuit against your company mate...
Just was expecting a response to thats not what the law states or some BS


faevilangel
then your company is breaking the law :whistling:

whats the company name btw :p

Yep i want to know! as we could have some fun...fancy starting some dodgy DDs up you do mine, ill do yours then take them to court? :-D

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