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ISA Question

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I have used 2009 - 2010 allowance which finished in april. If i top this same ISA up now (thus subscribing to this years amount) can i transfer it to another one when i like, (subject to interest … Read More
ThePasty Avatar
7y, 9h agoPosted 7 years, 9 hours ago
I have used 2009 - 2010 allowance which finished in april.

If i top this same ISA up now (thus subscribing to this years amount) can i transfer it to another one when i like, (subject to interest penalties/any conditions etc) or do i have to wait till next year (ie start of 2011-12 tax year) in order to transfer it?

Many Thanks in advance! Im confused!
ThePasty Avatar
7y, 9h agoPosted 7 years, 9 hours ago
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1 Like #1
You can transfer it at any time (usually for free) but be aware lots of new ISAs don't accept transfers so check first.
#2
tis what i thought, my one at the moment has a good (varible) rate but i suspect this might go down after a couple of months. So i would want to move it somewhere else and not wait up to a year for a new rate.
#3
ThePasty
tis what i thought, my one at the moment has a good (varible) rate but i suspect this might go down after a couple of months. So i would want to move it somewhere else and not wait up to a year for a new rate.




That's easily done as long as you don't go over the magic £5100 pa

I'm with First Direct btw which is paying 3% until November so will prob look to change myself then too

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