i drove my sis's car for her as she is not v. experienced a driver (YES she's a woman! lol)
anyway a 4x4 decided not to use his breaks and rear ended the car, i believe it is a write off, way too much damage. Fortunately no severe "ambulance to hospital" type injuries.
I am insured to drive any car and she is fully comp on her policy. I am confused what'll happen, liability is undisputable, but will this affect my future premiums/insurance.