hi all, i have always used the likes of very and additions and taken out buy now pay laters.
i always pay my balances well before they are due for payment however they changed there terms and conditions last year and i was unaware of this as i have always payed and they have taken it no interest or anything.
i have just recieved my statement off additions and they have taken payment plus interest even though the balance was cleared months ago.
when i rang them i was told its because i didnt tell them i wanted them paid off my buy now pay later so it just put me in credit therefore when they took the money and charged interest.
so i guess i am doing this thread for anyone who has used these catalogues with buy now pay later to check there accounts and also ring them to make sure your payments have come off the buy now pay later instead of putting you in credit other wise you will get charged 39.7%apr on the full amount.