I can't believe this! I've just done 2 sets of car insurance quotes with the comparison sites, one declaring an accident that wasn't my fault (all costs and excesses claimed off other party) and one without (just being curious) and nearly all insurance companies offered a £50 difference in my premium!
How ridiculous, there was no way I could have avoided this accident (I was stationary waiting in a queue of traffic) and yet I am now footing the bill for the other person's mistake, probably for the next 5 years! Surely if I am not to blame, they should try to recover money from people who've been at fault?!