Just bought a new house & getting married.......HELP!! - HotUKDeals
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Just bought a new house & getting married.......HELP!!

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Hi All, I am getting married at the start of July and I have just put a holding fee on a house for us. It is currently being built and will be ready around september. As a first time buyer its ki… Read More
Tez131 Avatar
9y, 1m agoPosted 9 years, 1 month ago
Hi All,

I am getting married at the start of July and I have just put a holding fee on a house for us. It is currently being built and will be ready around september.
As a first time buyer its kind of scary as to how much every thing is and little things you have to pay that you would not think off....
So my question is, does anyone have any useful tips, tricks or advice that they think may be good for saving money for a first buyer newly weds?
Or even best places to get things for starting out (like sofas (tesco/agros are pretty good) etc) the house in turnkey so don't need carpet, blinds or paint etc...

It does not help that this site tempts me with all its GREAT deals :)

Thanks in advance.....
Tez131 Avatar
9y, 1m agoPosted 9 years, 1 month ago
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#1
well you probably want all new stuff but daughter didnt have the money so i asked on freecycle and looked locally on ebay. We got an almost new cooker(still warranty) ceramic halogen for £50 and she got sofas(the right colour she wanted for £30!! you can upgrade later as offers come up. Just remember you have to live too so dont take debts on-it wil just ruin your relationship if you have a lovely home and cant afford a treat!
hope this helps?
banned#2
Don't buy it is my advice unless you have put down a substantial holding fee. If the pessimists predictions are right then your new property could be 30% less to buy in 3 years!
banned#3
And invite every relative / friend you can to the wedding and get a M&S wedding list sent out to every one of them ;)
#4
Tez - this should be in Misc.

As for buying the house - in the short term the prices may dip but it depends where you live but in the long term property will increase in value.

Louloo's advice is good. My other advice is to buy a snagging list/guide. This will help you find all the faults in your house and to get them rectified by the builder.
banned#5
I hope you have lived with him first, you will find out all his bad habits when you do live with him.

If you can cope with them, everything will be fine.

I like ikea for furniture, try not to get a credit card because they are too easy to use.
#6
All new houses are WAY over priced.

Currently the "new build" market is really struggling to sell houses.

In this climate you could probably get a massive discount on a new house.

IKEA are good for basic kitchen things and other household basics.
#7
The kitchen is where a lot of things are needed, buy something for it every week and look out for bargains. Do not buy anything on credit cards or you will get into trouble.
Ask around both families for unwanted furniture etc
Good Luck, its not as bad as you think it will be, if you are sensible.
#8
Get as much as you can locally on eBay - lots of things go really cheaply if they're large!

House prices are not going to dip 30% - if they didpped even 15% I know a lot of people that would buy and that would drive up demand and prices again... houses are expensive but so is the land they're being built on...

Get everything on Direct Debit - makes it much easier to handle. You'll have a lot of different bills...

Call everyone immediately - Council tax, electricity, water, buildings insurance, contents insurance... getting a few months behind will make it that little bit more difficult. Also, contents cover, make sure that is done from the second you go through the door with the first box - you're a big target for burglers on the first couple of days as everything is neatly packed for them...

Good luck in the new house!
#9
House prices are unlikey to drop by the 30% which is predicted, but in many areas they are likely to drop by about 10%.

The worst affected properties are likely to be 'new builds' as these prices are dictated often by the company who has made them and are selling them rather than current local house prices and as such the company will list them at the higher price, and then 'may' introduce a discount, cash back, extra features (the list goes on) to try and hook you up and get you to sign a sales agreement contract.

As the company is not in a chain they can hold out longer to get the price they want rather than taking 'the hit' in having to accept a lower offer than they might have first hoped for.

As the building companies (or their solicitors) themselves report the sales value to the land registry they tend to report the initial sales price the house was put on the market for, Not what it was sold for hence creating an artificial price increas - so when other houses in the same area are put up for sale, the estate agent listing the sale will see on the land registry info for the area then new house at X price - they then add to it by a couple of percent creating the rise we've seen over the last few years.

You are unlikely to lose money in the long term with your new house, but if you are looking to move in a couple of years time, you might find the value of your house to be about the same as about now.

As for house-hold items, Car boot sales are great hunting grounds for thing to help you get-by, but DON'T START GETTING CREDIT YOU WILL FIND IT HARD TO REPAY IT UNTIL YOU GET SETTLED IN AND FIND YOU FEET (imho - I've seen it destroy marriages)
[admin]#10
Moved now :)
#11
If your buying a new build house then get ready for the defects to begin (unless your building it yourself).

I bought a new house 3 years ago and I have re-plastered the some of the walls 3 or 4 times, this is normal as the house is still settling in to it's foundations.

With the new house you should be allowed to create a snagging list of things you are not happy with and get the builders to rectify them before you move in. Make sure this is a comprehensive list, check and double check anything, make sure you include even the smallest of things your not happy with, such as scuffs on door handles, fittings, paint work etc. As getting them back afterwards can be a real pain in the ass.
#12
congrats on the big day
#13
I agree with the people who've said don't buy. It's absolutely the wrong time. You are likely to end up paying far more than your house will be worth as prices are starting to fall.

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