What a third of relief, called up CC company paid the balance in full and put in the request for card to be cancelled. Quite happy the bloke i spoke to never asked me why I wanted to cancel, saved me some time.
Just finished cutting up the plastic into tiny pieces.
1 down 2 to go.
Pardon my rambling.
By the way, I just learnt the word mortgage means "agreement till death." derived from french.