Just opend up a acc with very cataloge, help - HotUKDeals
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Just opend up a acc with very cataloge, help

strobez1977 Avatar
6y, 9m agoPosted 6 years, 9 months ago
Hi i just opened up a very cataloge acc and its gave me a credit limit of £190, i was looking for 300 but this is not the case lol, would the limit go up if i just leave it there and not spend any? not realy sure how it all works on that side of things
strobez1977 Avatar
6y, 9m agoPosted 6 years, 9 months ago
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Comments/page:
#1
no, it will go up after you have bought some stuff and become an established customer
banned#2
You can contact them and ask them to up your limit.
#3
No dormant accounts do not get anything added you have to spend, but I think if you set up a direct debit for the minimum amount it helps.
Have you called them, sometimes you can negotiate?? I have the opposite problem and spend countless hours begging for my limit to be reduced, one is at 7k, how on earth can you justify spending that on a mail order catalogue??
#4
skusey
no, it will go up after you have bought some stuff and become an established customer


This^^^^.
wendyak
No dormant accounts do not get anything added you have to spend, but I think if you set up a direct debit for the minimum amount it helps.
Have you called them, sometimes you can negotiate?? I have the opposite problem and spend countless hours begging for my limit to be reduced, one is at 7k, how on earth can you justify spending that on a mail order catalogue??


I have that issue with next, I only ordered some bed dens, they opened an account, but as I buy little things here and there then pay in full I now have a limit of thousands, crazy!
#5
I started with a limit of £300 with

Very now increased to £1700 made some biggish purchases and paid off
Littlewoods now increased to £1100 some smaller purchases paid off.
Additions now increased to £1700 a few large buys made and paid.

These have all took about 8/9 months to reach this level.


Great Universal now increased to £750 after 2 months (only one item ordered)
#6
The more you spend the more they will want you to spend, they will increase the limit if you use it regularly
banned#7
harlzter
I started with a limit of £300 with

Very now increased to £1700 made some biggish purchases and paid off
Littlewoods now increased to £1100 some smaller purchases paid off.
Additions now increased to £1700 a few large buys made and paid.

These have all took about 8/9 months to reach this level.

Great Universal now increased to £750 after 2 months (only one item ordered)


Shop Direct like to give credit and charge high fees if you are late paying or miss a payment.
#8
DLM;8028401
Shop Direct like to give credit and charge high fees if you are late paying or miss a payment.


No late payments, always take advantage of the take 3 free credit, or interest free for 12 months offers and only buy if its the cheapest place anyway.
banned#9
harlzter
No late payments, always take advantage of the take 3 free credit, or interest free for 12 months offers and only buy if its the cheapest place anyway.


Me too.

I have just ordered a nice new fridge freezer :thumbsup:
#10
i sent them a email to see if they can up the credit limit, say to wait 24hrs
banned#11
Started off @ £300 increased it to £1000
#12
dj_urban
Started off @ £300 increased it to £1000


Did they do this just by u asking for them to put it up?
banned#13
strobez1977;8028769
Did they do this just by u asking for them to put it up?


No bought something from them in oct bumped my limit to £600 or 700 then just few weeks ago to £1000

it basically goes up if you are paying on time and clear what you bought,

( sorry neglected to add that in my original post :oops: )
#14
OP what is it your looking to buy.
#15
bossyboots
OP what is it your looking to buy.


Playstation 3
#16
strobez1977
Playstation 3


Personally - no way would I get myself credit for something like that! If I was struggling and my washing machine broke down and I had no money - then yes thats the road I would go down - but not for a playstation!!!!

Never a lender nor a borrower be:)
#17
When I opened a Littlewoods account a few years ago I think I got an initial credit limit of £300, I had a few small items & paid them off in full I now have a credit limit of over £7,000 but I wouldn't dream of using that! :)

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