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life insurance?

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hi all just got a quote for life insurance , its a joint 1 for me and partner to cover the kids untill they are 18, its 18pound a month and its for 70grand each, is that a good deal? Read More
kiaramad Avatar
banned7y, 7m agoPosted 7 years, 7 months ago
hi all just got a quote for life insurance , its a joint 1 for me and partner to cover the kids untill they are 18, its 18pound a month and its for 70grand each, is that a good deal?
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kiaramad Avatar
banned7y, 7m agoPosted 7 years, 7 months ago
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#1
How old are you both it sounds expensive to me

Look on a money comparison site like; Money Supermarket .com
banned#2
im 26 and partners 25
#3
confused.com, use quidco £50 cashback, I just got mine for £13 per month for £250,000
banned#4
ohrite thankyou, i dont understand all those fixed tearm things etc
banned#5
iv just done the confused.com at a cover of 25000 over 40 years and its 80pound a month single claim, lol
#6
40 years is a long time, there is a good chance (in the nicest possible way!!!) that one of you won't live that long. Try it with a term that expires when your kids are 18. Should be less than £10.
#7
kiaramad;6647731
im 26 and partners 25


do you both smoke ? :?

your quote is very high
banned#8
ohrite yeh i understand lol, thanks i try that tomorror, thankyou
banned#9
choc1969
do you both smoke ? :?

your quote is very high


he does:x, i gave up 2 months ago :-Dbut it still classes me as a smoker till iv been smoke free 12 months,:? lol
#10
kiaramad;6648200
he does:x, i gave up 2 months ago :-Dbut it still classes me as a smoker till iv been smoke free 12 months,:? lol


that explains your high quote
banned#11
hi found this 1,
Level Term Life Insurance without waiver of premium cover A female born on 30/07/1983 who does smoke A male born on 30/07/1983 who does smoke based on a sum assured of £200,000 over 18 years ,
17 a month,
is that good?
and can you tell me about that quidco £50 cashback
banned#12
anyone?
#13
I would go for separate cover, not joint. It would double up your cover for not much more.
banned#14
oh rite thankyou
#15
kiaramad
hi found this 1,
Level Term Life Insurance without waiver of premium cover A female born on 30/07/1983 who does smoke A male born on 30/07/1983 who does smoke based on a sum assured of £200,000 over 18 years ,
17 a month,
is that good?
and can you tell me about that quidco £50 cashback


I was £13, I dont smoke tho, mines through direct life, just search confused.com on quidco its actually 52.50 cashback but mines tracking at 50, you have to wait 6 months but hey ho, summit for nowt !
banned#16
is it better to get covered for critical illness too and the 1 if your off you job due to illness for more than 6 months they pay you, actually im covered for hundred grand not 70 as first said

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