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Lloyds overdraft

Civic EG6 Avatar
5y, 8m agoPosted 5 years, 8 months ago
My account has a £50 OD, if I go into that money, how long do I have to pay it back?
Civic EG6 Avatar
5y, 8m agoPosted 5 years, 8 months ago
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banned 2 Likes #1
forever unless they tell you otherwise?
#2
Oh, Ive never gone into the OD before so not sure what happens. Am probably going to be in the OD for a week within the next few days but can pay back a couple days later. Hope a huge APR isnt tacked on though.
banned 1 Like #3
Civic EG6
Oh, Ive never gone into the OD before so not sure what happens. Am probably going to be in the OD for a week within the next few days but can pay back a couple days later. Hope a huge APR isnt tacked on though.


Maybe best to have a chat with Lloyds?
#4
Not gonna be that huge - few pounds at most. As long as it is an authorised overdraft you set up with the bank you have nothing to worry about.
#5
it's always good pratice that if you use your OD in the month - pay it back by the end of the month - especially if you have a regular "wage" going in - £50 is relatively small tbh!
Most banks won't even charge for such a small OD - just make sure you don't go over your agreed limit !!!!!!!!!!!!!!!!!!!!!!!!!!!!!
suspended 2 Likes #6
I agree with post #1, however Lloyds TSB will charged £5 + overdraft interest per month to be in your overdraft by £10+

Lloyds TSB overdrafts, click the Overdrafts explained tab.

Edited By: globalkilla on Apr 27, 2011 12:57
banned#7
and switch to smile (£500 fee free overdraft as standard)
#8
I thought you were a student! In which case you would have a interest free overdraft up to £1250.

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