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loan advice

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hi, i have bad credit from my reckless early years, i cant get bank loan, payday loan, unsecured loand nothing, all i need to borrow is 700 pounds, and i can pay back within 4 months, can anyone or do… Read More
sjones23 Avatar
7y, 11m agoPosted 7 years, 11 months ago
hi, i have bad credit from my reckless early years, i cant get bank loan, payday loan, unsecured loand nothing, all i need to borrow is 700 pounds, and i can pay back within 4 months, can anyone or does anyone have any advice or help etc?, i need it as soon as yesterday to cover a council tax bill, if i dont pay it i go to court, im trying to sell stuff to raise cash but its not happeneing quick enough, any help? cheers.
sjones23 Avatar
7y, 11m agoPosted 7 years, 11 months ago
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Comments/page:
#1
get in touch with the people you owe (the council) and see if they can offer you any advice....its a pain for them to take you to court after all
#2
can you not offer to pay the council in 4 payments,i have been behind before and they have been able to find a solution
banned#3
lil_tiger
get in touch with the people you owe (the council) and see if they can offer you any advice....its a pain for them to take you to court after all


magicdamo
can you not offer to pay the council in 4 payments,i have been behind before and they have been able to find a solution


im assuming the agreements hes alread had he hasnt stuck to, they dont just take you to court, they try every other option 1st


op have you got no family or friends that could help?
#4
you should be alright if you make an offer of payment you can afford say £10 a month and fill out a form with your in and outgoings......citizens advice bureau should help you with forms:thumbsup: good luck
#5
i did fail with payment plans as i lost my job etc, and i have tried the family and friends and no luck,
#6
in the back of the sun they have loans available


or pawn something
#7
thanks for everyones advice so far
banned#8
sjones23
i did fail with payment plans as i lost my job etc, and i have tried the family and friends and no luck,


not really alot you can do, approach the council again, although doubt you will get anywhere, otherwise go to court and they will make a paymant plan you will have to keep to
#9
apply for a crisis loan from the social....interest free

sure there was a thread on here about something similar as well for the unemployed or people on benefits etc
banned#10
crisis loans are not given for debt, so dont tell them thats what its for if you go down that route, also if you lost your job surely you would be entitled to help, or is this from before you lost your job
#11
rob a bank
#12
ya rob a bank
#13
have you tried the CAB, they won't lend you the money but may get the Council to give you more time.
My fears for you are you say you can pay the money back within 4 months yet you fell behind with your payments, if you've just got back to work then fair enough and good luck, if not you may need to look at your lifestyle.

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