Was wondering if anyone could help me out with a bit of info. Me and my partner both have a bit of debt, we pay so much out a month to cover minimums but are not getting anywhere with clearing them. I have not long moved into a prop with my partner and we tried to get a loan but was rejected. I'm not too sure how bad my credits but I don't tis either great nor bad. Think one of the reasons was that we weren't registered at the prop on the census and only shortly moved in.
I'm gonna talk to my mom in regards to her possibly either bei g a guarantor or get a joint loan with her. Does anyone have any information or advice regarding doing this. I can guarantee I will not default on The loan as I currently pay out more than the loan repayments would be
I've now been in the prop for nearly a year but will be registered on the census as soon as we can send it so will wait for then.