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lost phone

simplex Avatar
6y, 6m agoPosted 6 years, 6 months ago
i have lost my phone today on a bus, i have phoned up the bus company and they havent got it. i have insurance i pay about £8+ a month but cant find the insurance papers to check what they cover for. will have to find 2morw

if i say i left it on the bus will they cover me as i cant remember if i placed it on the seat or it dropped from my pocket. last thing i want to do is phone them and find out im not covered

Anyone got any insite into this, what they cover you for/circumstances?
simplex Avatar
6y, 6m agoPosted 6 years, 6 months ago
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(13) Jump to unreadPost a comment
Comments/page:
#1
come back when you find out the exact phone coverage. its too hard to speculate.

However, you need to find it quickly, then lodge a report with the police who will give you an incident number. The insurance company will ask for this
#2
My phone insurance cover for theft but not for leaving unattended in a public place.

If you are unsure and tell the police it was in your pocket one minute and gone the next the insurance company class it as theft.
#3
the2ocan
My phone insurance cover for theft but not for leaving unattended in a public place.

hmm, doesnt sound good then
1 Like #4
simplex
hmm, doesnt sound good then


no, but what the poster is saying is, you will probably be covered for theft.

go to the police and say you had the phone, walking in the shopping centre etc, and like he said, just say the phone was there one minute, next minute it was gone.

will be classed as theft, and insurance company will put a block on the phone wherever it is so you arent losing any money.
#5
I'd give the bus company another call tomorrow morning just to make sure that havn't got it
#6
how do you know it hasnt been stolen?

if i couldnt find it, i'd assume it had been stolen. especially if you've checked with the bus company.

tell them you definitely had it when you went on the bus, you did, but you realised it was gone later! must have been stolen...
1 Like #7
simplex
ok, i see what u saying, pick pocket, cheers


If you are unsure how you lost it, then saying it was in your pocket one minute gone the next is the truth :whistling:
#8
Ring it.
#9
thanks to all
#10
the2ocan
If you are unsure how you lost it, then saying it was in your pocket one minute gone the next is the truth :whistling:



As above, dont say u might have left it on the seat, best bet is it was in ur pocket, then missing, may have fallen from ur pocket - this way they cant decline for lack of care or left unattended
#11
check if your house insurance covers ....I lost my iphone last year somewhere whilst out and about and they paid out without any probs
#12
Don't say you lost it on the bus alot of insurance dont cover because it was on public transport past experience
#13
vikkiwathall;8756976
As above, dont say u might have left it on the seat, best bet is it was in ur pocket, then missing, may have fallen from ur pocket - this way they cant decline for lack of care or left unattended

Sounds like good approach

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