Mate at work not paid last week, now been charged by bank for going overdrawn. - HotUKDeals
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Mate at work not paid last week, now been charged by bank for going overdrawn.

flyingflea Avatar
6y, 8m agoPosted 6 years, 8 months ago
A mate at work was somehow missed off the pay role for the month and went overdrawn as a result. Once he told them, it took at least 3 bank working days for the money to go into his account. Just wandering if our employer is to blame and should cough up the bank charges or whether he is just unlucky.

I've told him to contact Citizens Advice Bureau and see what they say. He banks with Alliance & Leicester if it makes any difference.
flyingflea Avatar
6y, 8m agoPosted 6 years, 8 months ago
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banned#1
I had a bad time with A&L a few year's ago.

They messed my direct debits up I went back to my previous bank.
#2
Just bad luck, your mate should learn from his mistake and not spend all his money but save a little incase such a thing happens.
#3
work should cover all bank charges - its their fault - tell him to contact h&r

his contract states he is paid monthly - employer broke the contract - easy

cant believe i am saying this - but its not the banks fault (for once!!)
#4
Definitely your employers fault. Tell him explain it to the payroll/finance dept at work and they should hopefully cover the charges.
#5
Lost Symphonies
Just bad luck, your mate should learn from his mistake and not spend all his money but save a little incase such a thing happens.


This i'm afraid...........no one is to blame really, i always do my direct debits for a few days after payday incase of any mishaps.
#6
I have known this to happen to asda employees several times-the company paid the bank charges.

However,not sure if they did this out of goodwill,or because they are legally bound. When someone enters into an employment contract would have thought that the employer had to hold up their end of the "bargain"-ie-pay on the agreed date?
#7
barky
I have known this to happen to asda employees several times-the company paid the bank charges.

However,not sure if they did this out of goodwill,or because they are legally bound. When someone enters into an employment contract would have thought that the employer had to hold up their end of the "bargain"-ie-pay on the agreed date?


Exactly what I was thinking.

Can't see how it can be classed as bad luck as others have posted. If the employer made a mistake/error and did not pay his wages into his account then they should be responsible for this.
#8
My husbands company has forgotten to pay him a number of times over the years, I now set DD to be taken a few days later so I can be sure, but previously they all were timed to leave the account on the day wages were due to be paid, so we got loads of charges which we claimed back from employer on advice from the union. They explained that your employer is contracted to pay you on a certain date and you are entitled to rely on this and pay bills accordingly. So employer must pay any costs incurred.
#9
If mate received a payslip as per normal then his employers are legally bound to pay him on time or be liable for any bank charges
banned#10
queenlush
This i'm afraid...........no one is to blame really, i always do my direct debits for a few days after payday incase of any mishaps.


Of course someone is to blame. His employer broke his terms and conditions by not paying him on time. They messed up. To suggest he should have checked to see if his money had "arrived", isn't a valid reason to shift the blame regarding insufficient funds and DD. It should have been and the reason it wasn't is clearly his employers mistake.

OP. Just tell your mate to take in proof of the charges to his employer due to their negligence. They might not play ball and it depends on how far he wants to push it if they refused to pay up, but ultimately the ball is in their court and they are liable.
banned#11
Forgot to say.... PM Magicjay and ask the question...... This stuff is what he does for a living.
#12
never mind the bank charges,what if an employer did this to someone expecting that money to feed their family? surely not acceptable. Any employer worth their salt would just pay cash immediately.
#13
When this happened to me, I was told to bring in the letter stating the charges from the bank.
They re-paid me.

I would assume they would have to do so, but it never got that far.
banned#14
guv
Forgot to say.... PM Magicjay and ask the question...... This stuff is what he does for a living.


He is on-line.

He will properly pick it up from here.
banned#15
Lost Symphonies
Just bad luck, your mate should learn from his mistake and not spend all his money but save a little incase such a thing happens.


How was it his mistake?
#17
Cool thanks for all the reply guys, I'll let him know the company should reimburse him for the bank charges.
#18
OP, i think the obvious solution to prevent this happening again is for your mate to adjust his direct debits etc to leave his account maybe 4 days after his wages are paid in :thumbsup:
#19
i work for NHS and this happend to us over xmas and they gave us all charges back so long as u had proof x
#20
this happend to me too, work admited fault but wouldnt pay any charges. I left the next month :)
#21
God I wished hubby worked on civvy street, the amount of times he has not been paid or been hundereds down is unreal, so much so we always keep at least a buffer of £1000 in the bills account, not help from the MOD when that happens!
#22
dcx_badass
Why don't people just manage their money better, so they're not constantly on the verge of having nothing. It might be his employers fault on this occasion, but he should learn to spend responsibly.


That's not really the issue, or any of our business!! It's not like he was paid and still had no money and is moanng on about it. If my hubby weren't paid for a month then I'm sure I'd go into my O/D. I don't tend to have enough for 2 lots of food, bills and a £1200 mortgages...and I bet I aint the only one:thumbsup:

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