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Mobility Car Scheme

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Just wondering if anyone has a mobility car? I am taking lessons at the moment and would be eligible for one, but want to know approx how long it takes from ordering to delivery and stuff. Not sure…
kelly_o_fanatic Avatar
8y, 10m agoPosted 8 years, 10 months ago
Just wondering if anyone has a mobility car?

I am taking lessons at the moment and would be eligible for one, but want to know approx how long it takes from ordering to delivery and stuff. Not sure whether to apply for one now or wait a while. Only problem is, if I pick one now I wouldnt be able to test drive. But if I wait then I could be able to drive but without a car for a while....
kelly_o_fanatic Avatar
8y, 10m agoPosted 8 years, 10 months ago
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#2
Hi kelly_o_fanatic, delivery is different depending on the car you choose. Usually you will be looking at around 6-8 weeks.
1 Like #3
Also if you order your car now you can still be added on the insurance with your provisional along with one other person.

PLUS if you are under 25 you could be getting your driving lessons paid for ;)
#4
col
Hi kelly_o_fanatic, delivery is different depending on the car you choose. Usually you will be looking at around 6-8 weeks.


Thanks, not got any idea what car I want yet, something small. I know I get a smaller choice of cars because of my age (20)

col
Also if you order your car now you can still be added on the insurance with your provisional along with one other person.


Oh right, didnt realise that, that would mean I could practice in my own car between lessons.

Really helpful, thanks! Might go and look at some cars this weekend then. Am I best calling to make sure there is a member of staff who knows about the mobility car scheme on site?
1 Like #5
My aunt had her astra within 3 weeks. more often than not mobility cars come direct from manufacturer and not from dealer stock.
#6
Yeah each dealer should have a mobility specialist advisor so you could give them a call in advance if you wanted.
1 Like #7
i work at a vauxhall main dealer in the sales dept, turnaround can be pretty quick, sometimes in a couple of weeks as cars can come from dealer stock, most of the waiting is motability processing the paperwork
1 Like #8
I'd imagine that in order to be members/representatives of motability, they'd have to keep a staff member trained in the scheme 'on site' during opening hours. As it's a large percentage of 'new car' business nowadays, most large garages will probably have a good few trained staff members on hand, especially on the weekends.
#9
shanecr
My aunt had her astra within 3 weeks. more often than not mobility cars come direct from manufacturer and not from dealer stock.


Well I wont need any adaptations to the car, so that will make it quicker

fenny
i work at a vauxhall main dealer in the sales dept, turnaround can be pretty quick, sometimes in a couple of weeks as cars can come from dealer stock, most of the waiting is motability processing the paperwork


I am not surprised the paperwork is what takes the longest!

billyX
I'd imagine that in order to be members/representatives of motability, they'd have to keep a staff member trained in the scheme 'on site' during opening hours. As it's a large percentage of 'new car' business nowadays, most large garages will probably have a good few trained staff members on hand, especially on the weekends.


Good point, but suppose it doesnt hurt to call just in case, save a wasted journey

col
Yeah each dealer should have a mobility specialist advisor so you could give them a call in advance if you wanted.


Yea I think I will :)

Thank you to everyone for your help
1 Like #10
everything is done on computer now no paperwork in volved just have driving licence and form showing
you get the higher rate or war pension and your off. 3 weeks min 6 weeks max for std car, for 36 months std contract.
#11
littlemeglet
everything is done on computer now no paperwork in volved just have driving licence and form showing
you get the higher rate or war pension and your off. 3 weeks min 6 weeks max for std car, for 36 months std contract.


Lol, yea I got to find that :) I have all the stuff the DLA have sent me together, its just a matter of finding the right one!
1 Like #12
Fantastic scheme but make sure you select the right car for your needs because you will have it for 3 years, which is quite a long time, and by that I mean if your medical condition should get worse and the car could become unsuitable.

I dont mean to patronise you ! ! !

I am about to order my tenth vehicle on the scheme in about two weeks time,

Good luck.
#13
zezlez
Fantastic scheme but make sure you select the right car for your needs because you will have it for 3 years, which is quite a long time, and by that I mean if your medical condition should get worse and the car could become unsuitable.

I dont mean to patronise you ! ! !

I am about to order my tenth vehicle on the scheme in about two weeks time,

Good luck.


Thanks for the advice.

Main reason I am eligible is due to really severe asthma (at one point I was the only person in the UK on a new medicine only licensed in america and costing £22,000 a year - but I was allergic!) so the car should be fine

Appreciate the advice though, and will be taking my time making a decision

BTW - Rep left for everyone
#14
There are provisions within Motability to exchange your car should your health situation or personal circumstances change, for example if you became unable to use a manual box through illness, or if you had a baby and needed a larger car for a pushchair, anything like this would be enough for them to help you change cars before the three years are up. As it's a charity rather than a business, there are no shareholders to answer to, or profits to make- so they are very focussed on helping members of the scheme regardless of effect on finances.

Might be worth a bit of net research to see which car has the best pollen and dust filters kel :)
1 Like #15
when MrB totalled my mums car we oredered a new one after she was out of hosp and we got it in a week!!!! Just before christmas too
#16
billyX
There are provisions within Motability to exchange your car should your health situation or personal circumstances change, for example if you became unable to use a manual box through illness, or if you had a baby and needed a larger car for a pushchair, anything like this would be enough for them to help you change cars before the three years are up. As it's a charity rather than a business, there are no shareholders to answer to, or profits to make- so they are very focussed on helping members of the scheme regardless of effect on finances.

Might be worth a bit of net research to see which car has the best pollen and dust filters kel :)


Didnt realise you could swop it if your needs changed, might come in handy if my osteoporosis gets worse. :)

jennybubbles
when MrB totalled my mums car we oredered a new one after she was out of hosp and we got it in a week!!!! Just before christmas too


Wow! Probably take longer for me because its my first time applying for one
#17
kelly_o_fanatic




Wow! Probably take longer for me because its my first time applying for one


It prop helped we were on they system but I think we were just really lucky cos they had a car to match what we needed in hamilton so just had to get it transported.

Great scheam and if it wasn't for it my mum would be housebound as I would have no other way to take her out and about :)
#18
jennybubbles
It prop helped we were on they system but I think we were just really lucky cos they had a car to match what we needed in hamilton so just had to get it transported.

Great scheam and if it wasn't for it my mum would be housebound as I would have no other way to take her out and about :)


Well I rely on taxis at the moment, but only get out to hospital appointments etc, this will give me some freedom!

It will save me a lot as well because my insurance would of been expensive as I am only 20 and a new driver, this will give me time to get X many years no claims on insurance, get my age up and few years experience!
1 Like #19
I know people that have decided to buy their own car and use the allowance they get to fund it. A friend gets roughly £8000 over the 36 month period in benefits for use on their mobility. They purchased a saab automatic for £5500 and have paid out roughly £1000 in insurance and around £1000 in tyres, service and MOT repairs etc. (Of course you need the cash up front to do that.)

This leaves them with £500 surplus and of course a car worth roughly £3500. If they had gone for a new Saab they would have lost the £8000 and the non returnable deposit payment of roughly £2500. So they now have £4000 where the scheme would have cost them £10,500.

Many people will say they prefer not having to worry about servicing and repairs or insurance. This is true and there are merits to each decision. Bear in mind though that you DO NOT gain any insurance no claims when you get a car on the scheme. Although they have relaxed the rules a little they are still quite strict on the condition of the car. I believe the mileage limit has been increased to around 15,000 miles a year from 12,000 it used to be.

Whatever you decide to do, think carefully and look at the other options available i.e. buying if that is an affordable option for you.
#20
Whilst you don't build up the no-claims, if you hang on to buy something til you're 25, your insurance will be a lot cheaper anyway. If you do buy I think motability insist of advise you go through the insurers they use for contract hire, as you'll get a cheaper rate and the bit you pay if you have an accident should be lower than a normal insurance deal too.

Personally i'd advise leasing a car. I've always leased privately (not motability), I know how much i'm paying a month and there's never a sudden repair or parts bill for hundreds of quid :) Leasing is still pretty rare in this country, but popular abroad- for some reason we're locked into the mentality that spending £16000 on a car is a sensible thing to do! As Dave says, you do get to have a car at the end that's worth money, but with depreciation and the risk factor... it's an interesting choice. You also pay interest on the car loan- check the motability site for the rates. http://www.motability.co.uk/main.cfm?Type=CHPR according to that, your maximum loan over 3 years is just under £6000, repaying £7020 total.

NB just checked the motability site, mileage is now 60,000 over the three years.
#21
davelfc
I know people that have decided to buy their own car and use the allowance they get to fund it. A friend gets roughly £8000 over the 36 month period in benefits for use on their mobility. They purchased a saab automatic for £5500 and have paid out roughly £1000 in insurance and around £1000 in tyres, service and MOT repairs etc. (Of course you need the cash up front to do that.)

This leaves them with £500 surplus and of course a car worth roughly £3500. If they had gone for a new Saab they would have lost the £8000 and the non returnable deposit payment of roughly £2500. So they now have £4000 where the scheme would have cost them £10,500.

Many people will say they prefer not having to worry about servicing and repairs or insurance. This is true and there are merits to each decision. Bear in mind though that you DO NOT gain any insurance no claims when you get a car on the scheme. Although they have relaxed the rules a little they are still quite strict on the condition of the car. I believe the mileage limit has been increased to around 15,000 miles a year from 12,000 it used to be.

Whatever you decide to do, think carefully and look at the other options available i.e. buying if that is an affordable option for you.


Didnt realise you couldnt build up your no claims, but I would still end up with cheaper insurance as I would be older and have experience.

I like the fact that I wouldnt have to worry about repairs and insurance and stuff.

I will get approx £6500 over the 3 year period, insurance would be a lot though. Also, it depends on the car you choose, if you choose one of the cheaper cars then you get the difference still paid to you, so the one I am looking at would mean I got about £10 a week (pays petrol!), meaning I was paying about £4900 over the 3 years. Which seems good to me

Mileage is now about 60k, and they accept more wear and tear when you give it back. If its in reasonable condition then they give you £200 at the end
#22
kelly_o_fanatic


Mileage is now about 60k, and they accept more wear and tear when you give it back. If its in reasonable condition then they give you £200 at the end


You only get £200 IF the car is returned in good order and IF you make NO claims at all on your insurance in the 3 years you have it. Knocks, scratches, tears that are not acceptable under wear and tear are classed as separate claims on the insurance.

I'm pretty sure you'll have no problems at all, the main trouble they had was with people just returning cars to them wrecked.

In your case it sounds like the 3 year lease is your best option. Happy motoring.

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